DMP Mutual Support Thread (Part 6)

Toffee_Penny

Sunshine woo hoo!! :T

we know what you been up to, to try and save money :rotfl:

Congratulations!


anyone heard from Tinkerbell? she's pregnant too, hope all is well if you are watching

catwoman150

congrats Sunshine xxx

ianmak

Congrats too Sunshine!!!

Eupho

:T:beer::j

---

I got another letter from HSBC today.. saying they do not accept my offer.. and would I please call them to discuss this further.

I'm going to write them the 'please reconsider' dooddaahh.. and think I may also add that if they still will not accept my offer.. and as I do not wish to take a managed loan, that maybe the best thing is for them just to default my account and pass me to a DCA or court or whatever..

What you finky?

haha.. :wave:

Eupho

Thank you for your letter of DATE concerning the above account.

I am sorry that you feel unable to accept the offer I have made. The majority of my other creditors have accepted the offers made to them and I have commenced payments.
I cannot offer you more because I can only afford £*** per month between all the other creditors, and it would be wrong to cease or reduce payments to all other creditors in favour of your company. The offer made to you is on a pro rata basis, as used by the county court.
In the light of the other creditors agreeing to my repayment plan, please would you reconsider my offer. I will be making the payments in line with the offer to your company, on a monthly basis, as a gesture of goodwill. I ask again that you help me repay this by stopping interest and charges on my accounts.

If you still choose not to accept, and that I do not wish to take out a managed loan. Then I ask that perhaps it is better that you default my accounts and pass me on to a Debt Collection Agency, as my circumstances are very unlikely to change.

I look forward to hearing from you as soon as possible.


Yours faithfully
Eupho xxxx :wave:

:rotfl:

Should send that? (well, not the last bit

CharliesAngel

Afternoon all :kisses3:

I hope you're all okay...

I got my welcome pack from CCCS this morning :j and all was well with the world... til the garage called and said on top of the 154 quid i've already paid it would be 327 to get my car through its MOT :eek: sooo....

... how on earth do I explain to CCCS that there's no chance of me meeting my first payment on 1st July? lol.. the shame...

I've asked for quidco to send me my 23 squids... done some greasy palm cashback thingies but not met the minimum... searched the house for things to ebay (nothing) and now just sat here tearing my hair out lol..

.. here's where I wish I'd done Euromillions :rotfl:

CharliesAngel

Eupho wrote: »

I'm going to write them the 'please reconsider' dooddaahh.. haha.. :wave:

:rotfl::rotfl:dooddaahh explains alot hun... would win everytime

trying_to_stay_positive_2

just rang tesco c/c to see if they have accepted my dmp offer from cccs, they said it just says on her screen notes 'no signature' - she said its because I havent signed the letter they received from cccs! hoping it means no signature on c/c agreement and they will have to be nice to me! wondering if they are going to try and trick me into giving them a signature!!! I didnt put one on my letter with the token payment either, just typed it out ...

Kudox

Hey Sunshine congrats to you, :beer: just make sure thats lemonade;)

trying_to_stay_positive_2

I would just like to thank everyone on this website because I know lots have said it before but if it wasnt for this I wouldnt be dealing with my debts and still living on credit to get by. I am sleeping properly at night for the first time in ages and although it is a long road I am proud to be doing something about things at last instead of burying my head in the sand and hoping my debt will sort its self out on its own somehow! Still cant believe I get us get into this situation in the first place !!

:D:D Anyway sorry for the ramble - but thanks everyone :D:D