Buy abroad using a credit card and you’re now protected!

NickX

mikedmc wrote: »

I am thinking of having part of the invoice paid by credit card (£200?), will this give me the protection that is talked about and if there are any problems am I only covered up to £200 or the full amount?

Yes, as long as the purchase is over £100, you can pay just £1 by Credit Card and the entire purchase will benefit from Section 75 protection under the Consumer Credit Act.

mikedmc

NickX wrote: »

Yes, as long as the purchase is over £100, you can pay just £1 by Credit Card and the entire purchase will benefit from Section 75 protection under the Consumer Credit Act.

Thank you NickX.

One question if I may please. The work being done covers a number of items some of which may be under £100 but collectively the work being done is costing over £3000. Am I still covered or is it dependant on the individual cost of the parts replaced?

Not sure I've made myself very clear but hopefully you understand.

Any help appreciated.

Thank you.
Michael.

NickX

mikedmc wrote: »

One question if I may please. The work being done covers a number of items some of which may be under £100 but collectively the work being done is costing over £3000. Am I still covered or is it dependant on the individual cost of the parts replaced?

I think you will be covered provided each job completed are lumped together on a single invoice.

If each job was split into individual invoices then there may be an issue with sub £100 transactions not being covered by Section 75.

marnstars

NickX wrote: »

I think you will be covered provided each job completed are lumped together on a single invoice.

If each job was split into individual invoices then there may be an issue with sub £100 transactions not being covered by Section 75.

This is where it can get complicated. I heard Marton on tv the other night dicussing something about a kitchen being fitted and each appliance being bought under one invoice, but clearly a cooker, washer, dishwasher, cupboards, drawers etc can be treated seperately. I can't recall his conclusion.

My question:
I have a caravan and my site fees are due - the great news is that after hearing and reading about this I can get the section 75 cover even though this is perhaps classed as a service. Do I need to pay more than £100 of the overall bill or just a proportion to get the full cover for the full amount?

jacobpay

Jeni_Y wrote: »

Hi, I just stumbled across these forums and would be most grateful for your advice regarding counterfeit jewellery. In February, I went to Cambodia and purchased what I was led believe was an 18k white gold and yellow sapphire ring. I currently live in South Korea, but am a UK citizen and purchased the ring using my UK RBS Visa. The retailer gave me a certificate of authenticity, which I have kept along with my credit card receipt. The cost of the ring was over £400. Unfortunately, I have since discovered the ring is counterfeit, and would very much like to claim my money back. I contacted RBS but to my horror they told me that since I accepted the certificate as proof of the rings authenticity, there is nothing that can do to claim back my money. Is this true? I thought that on the contrary, the certificate would be proof of fraud?? Any advice on this matter is very much appreciated. -Jeni

Hi there,

This happened to me also in Sri Lanka, I would appreciate to know the answer to this also.

Thanks... Sarah xx

Daniel_Robinson

Hi

I ordered some bathroom units which had a 16 week delivery date. After 17 weeks I was told the items are no longer available. I have phoned them and they have agreed to a full refund and to reverse the payment. Is there anything I can do as I think they have now gone bust.

thanks in advance

Dan

mandy_44

panther_31 wrote: »

hi I went abroad to BHMS in budapest for dental treatment, they said all their work was guaranteed, they supplied and fitted a 9 tooth dental bridge. I now have speech problems and sound stupid when I have to say any word with the letter s. there is recess at the back of the bridge and I have found if I fill this with chewing gum my speech is perfect, which proves to me that the design of the bridge is faulty, they will not give me a new bridge and tell me that the guarantee is for workmanship and not for speech, which is a side effect. I paid them £1700 by amazon credit card can I claim this back from the credit company.

Did you get a solution to your problem. I went with this company last year. Spent over £10,000 and have been in constant pain after having implants place. They do not have any aftercare . |I have to pay now to have a cyst and infection removed from behind my nose.:eek: