📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hypno's spending diary for June.....

1…89101113

Comments

  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just think what that 'could have been avoided' total would have been if you'd not done this spending diary! I don't think you know where your money goes until you do a spending diary.....don't think i'm going to go public though! Too scary! Have a great week xx
  • zigmeister
    zigmeister Posts: 1,099 Forumite
    Hi, just wanted to thank you for the spending diary idea!

    I've been trying to do it myself but for the past few days I've been forgetting to write it down. :o I'm back on the spending diary wagon though. It's such a good idea :)
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yesterday was a no spend day - so nothing to add to the totals :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi hypno i have been reading this thread with great interest. What way is the spending going as tomorrow is the last day:D
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Another no spend day yesterday, and apart from groceries, very little has been spent all week.

    So, I reach the end of the month without panic - and in fact with a few £££ left in the bank - so this diary certainly kept me on track and made me think a bit before parting with any money!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great that you have found the diary so useful.
    Will u do one for July?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Not sure yet, beanie - definitately probably!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I hope you do a thread for July...i've found it's made me think twice before I spend and it's not even my diary, not that i'm trying to push you into it or anything!:rotfl:xx
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I'm glad it has been a help, Mudbath!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi hypno - I gave up counting my spends it was too scary... not quite the right attitude I know
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture