car insurance for a lad with claims

mattymoo

Agree with what rudekid has said. Unfortunately internet and phone direct insurers will cherry pick and don't tend to look beyond the basic facts, e.g. a theft and an accident.

A broker will know which insurers he can approach through broker channels. These products are not normally available to the public and it is certainly the best way to get cover for non standard or cases other insurers are not interested in.

Make sure it is a proper broker though. Anyone can set up as an insurance advisor within reason but their advice is not always independent.

Look at the BIBA website for details of decent brokers in your area.http://www.biba.org.uk/

Torby

Rudekid48...feel free to analyse "subsequent posts" and lets see what you choose to take from them......and while you're at it can you enlighten me as to what the attributes of a "Daily Mail reader " might be....is it a bad thing...what should I read?....what do you read?

and if you can highlight what makes me pompous...I'm all ears...sadly, sweeping statements without clarification are meaningless....as are stereotypical rants....next you'll be having a go 'cos I'm Irish.

LinasPilibaitisisbatman

how could a 19 year old have been on the road for 4 years :S

Even including a year for moped - which I suspect insurers won't count. That means he has 2 years driving experience and 0 no claims as well as being under 21. With 2 accidents in a year 2k a year for even say a cheap corsa doesnt seem high

mattymoo

julieanne13 wrote: »

hi :-) my son passed his test and had two years no claims off his moped, the well known compay excepted these, then one year claim free. then this year he had his car stollen

Answer is in the first sentence of the thread.

Crazy_Jamie

all our savings have just gone on putting our daughter through the LPC, she finishes in July...there are few if any training contracts around...so she's unfortunately going on the dole

This is entirely off topic, but the key to your daughter's predicament is perseverance. This may seem obvious, but a lot of people in her position either give up or do not try hard enough, and she can get herself ahead of them by showing the tenacity that will make law firms notice her. If she is not doing already, she needs to be applying not just for training contracts, but paralegal/legal adviser/assistant legal adviser positions around the clock. There are fewer legal jobs out there at the moment, but there are still more than enough and if she keeps going, she will get one eventually. Her biggest problem (assuming she does well on the LPC) will be a lack of experience, and as such anything that gets her legal experience will help her, including volunteering with relevant organisations, be they charities or law firms. Her position is one that can be soul destroying, but it is absolutely vital that she continues to push on and takes any opportunity. Again, this may be obvious, but most people in her position lose their momentum and desire even without realising it. She has to make sure that she does the opposite and pushes harder, because it's the only way that she is going to make that initial breakthrough.

Torby

cheers for that Jamie...she has loads of letters already away, TCs , paralegal work, you name it...she has also applied to work at the CAB as a volunteer and she is working in the Student Law Office as well..she's a tryer if nothing else!