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dmp questions

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  • emmiloam
    emmiloam Posts: 128 Forumite
    Part of the Furniture Combo Breaker
    blueye wrote: »
    could do but it would take to long so wouldnt be able to pay the mortgage on time as it needs paying on the same day the wages go in

    It depends who you bank with now - most of the banks are on this fast track system now so it happens the same day. Check with both parties and you may be lucky.

    Fingers crossed for you.
    Ems
  • emmiloam
    emmiloam Posts: 128 Forumite
    Part of the Furniture Combo Breaker
    I thought if you were offering a F&F it had to be pro rata's over all the creditors? my debt is £49k if i were to say get £1k from somewhere(I wish!) could I then maybe offer F&F's to a couple of my smaller debts? I didnt think I could.........???

    Funnily enough icecube I spoke to CCCS on this subject yesterday. I know on their website that they like to spread it amongst your creditors, but the lady I spoke to suggested we make full & finals as and when we can as the main aim is to clear your debt by whatever means. Obviously this also means that the money that was paying your smaller creditors is redistributed so it should keep everyone happy.

    hth
    Ems
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