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how long does it take?

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Comments

  • aberdon
    aberdon Posts: 33 Forumite
    recieved final reply saying no go!they insist i had a cooling off period etc(which i admit i had)and it was stated clearly how much ppi was(true)but i still know for a fact i was told i HAD to take it out to get my loan.Ive been in touch with FOS who are looking into it.Ive explained to them ive had a loan withCB before and had 2 mortgages without ever having ppi with them so why would i take it out for this 1 loan unless i was told i had to?:confused:Now ill wait to see what they come up with
  • di3004
    di3004 Posts: 42,579 Forumite
    aberdon wrote: »
    recieved final reply saying no go!they insist i had a cooling off period etc(which i admit i had)and it was stated clearly how much ppi was(true)but i still know for a fact i was told i HAD to take it out to get my loan.Ive been in touch with FOS who are looking into it.Ive explained to them ive had a loan withCB before and had 2 mortgages without ever having ppi with them so why would i take it out for this 1 loan unless i was told i had to?:confused:Now ill wait to see what they come up with

    Hi hun
    Well I'm sure the FOS will look deeper into this for you, so keep your chin up, they know how these companies work by now.;)
    Please let us know when you hear, cheers and fingers crossed.
    The one and only "Dizzy Di" :D
  • aberdon
    aberdon Posts: 33 Forumite
    recieved a letter from FOS stating my case is now with an adjudicator.how long will i have to wait now?
  • shooby1
    shooby1 Posts: 120 Forumite
    aberdon wrote: »
    recieved a letter from FOS stating my case is now with an adjudicator.how long will i have to wait now?

    that was very quick to get to that stage with the fos it usually takes much longer to get to an adjudicator:T
  • di3004
    di3004 Posts: 42,579 Forumite
    aberdon wrote: »
    recieved a letter from FOS stating my case is now with an adjudicator.how long will i have to wait now?


    Hi there

    Brilliant, this is actually one of the longest waiting times you have been through already, the norm if everything goes straight forward is approx 6 weeks, if it becomes complexed it may take longer, however there is no harm in chasing it every few weeks for an update.
    Good luck and hope you won't be waiting too long for a good result.;)
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    shooby1 wrote: »
    that was very quick to get to that stage with the fos it usually takes much longer to get to an adjudicator:T
    My thoughts exactly. I wonder if they have already made a goodwill gesture. I know with my bank one they did this and it was passed over quickly cause the bank had done this. It is usually 12 to 18 months otherwise. ;)
  • marshallka
    marshallka Posts: 14,585 Forumite
    aberdon wrote: »
    recieved a letter from FOS stating my case is now with an adjudicator.how long will i have to wait now?
    It is usually about 6 weeks with the adjudicator and then another 6 to 8 weeks for payment. (If you win of course!!). Good luck and keep us posted.
  • aberdon
    aberdon Posts: 33 Forumite
    marshallka wrote: »
    My thoughts exactly. I wonder if they have already made a goodwill gesture. I know with my bank one they did this and it was passed over quickly cause the bank had done this. It is usually 12 to 18 months otherwise. ;)
    i would have thought they would let me know if a goodwill gesture was made but ive heard nothing.so just sit wait and pray eh;)
  • di3004
    di3004 Posts: 42,579 Forumite
    aberdon wrote: »
    i would have thought they would let me know if a goodwill gesture was made but ive heard nothing.so just sit wait and pray eh;)

    Fingers crossed aberdon.:beer:Xx
    The one and only "Dizzy Di" :D
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