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Capital One: can you change cards?
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My hubby started with them in 2002 and they offered him the Classic Card at around 34% apr, they have now reduced his limit to under 20% apr.
So it's getting more of a normal apr rate at least!
what limit is he on though, still a sub-prime limit or mainstream?
2010 - year of the troll
Niddy - Over & Out :wave:
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I have read of people having capital one cards for 8 years and never moving of the £500limit LOLnever-in-doubt wrote: »what limit is he on though, still a sub-prime limit or mainstream?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Well I'll be cancelling my Capital One card as soon as I can get a mainstream one. I may try for their low rate one, but I think you have to wait a while inbetween closing an account and opening a new one with the same company. Anyone know how long that is? 6/12mths?0
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Its strange, I had one since I was 18 -23, then got rid as wast stuck on £200. Closed it down a year and half later give me £1,000 limit when re-applied?0
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My cap 1 statement says my apr is 30.340% does that mean by the time it's compounded/rounded off it is actually 34%.0
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