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Newby needing help

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Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Solicitor, what did you say to them:eek::eek::eek::eek::eek::eek::eek:

    Yes they are busy, I think we need to get a few letters sorted and sent off

    One to look at
    http://forums.moneysavingexpert.com/showpost.html?p=21654579&postcount=91
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • carl77_2
    carl77_2 Posts: 40 Forumite
    Cheers numpty going to call credit card company now and give them my cccs ref number for token payments. See you thursday with some more beer :-0
  • carl77_2
    carl77_2 Posts: 40 Forumite
    my soa for numpty.£256 per month from jsa.
    outgoings £20pcm month mobile
    £11.98 pcm internet
    £12 interest charges of bank
    £30 bank charges use of overdraft
    £80 pcm gas and elecy
    £20 to 30 cigs
    £30 milk and bread pcm
    £5 pcm hair cut
    This does not add up and to leave me with some emergency money.
  • carl77_2
    carl77_2 Posts: 40 Forumite
    Have finaly recived all paperwork from old bank with bank charges on and done the online calculator and wow a total of £1399.69 in charges plus intrest. All i have to do now is send it off with online letter and fill in the blanks.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Remember to use the finicial hardship one
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    carl77 wrote: »
    my soa for numpty.£256 per month from jsa.
    outgoings £20pcm month mobile
    £11.98 pcm internet
    £12 interest charges of bank
    £30 bank charges use of overdraft
    £80 pcm gas and elecy
    £20 to 30 cigs
    £30 milk and bread pcm
    £5 pcm hair cut
    This does not add up and to leave me with some emergency money.

    naughty boy!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • carl77_2
    carl77_2 Posts: 40 Forumite
    re slate, got told if i do smoke by cccs to put it on and dont back down i need them with three kids and wife at home and it the holidays too HELP.
  • carl77_2
    carl77_2 Posts: 40 Forumite
    numpty, have done most of letter just need you to give it the quick once over then can sent it recorded delivery on thursday well tomorrow.
  • carl77_2
    carl77_2 Posts: 40 Forumite
    does anyone need a new orange broadband box i have two slightly used one and a new one been sent to me (dont ask have not used them for over a month now)so if you require one then ask.
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