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Newby needing help

Hi i'm new and just starting paperwork to get my money back from the robbing bank i am with.:j
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Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    howdo mate :T
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • carl77_2
    carl77_2 Posts: 40 Forumite
    hi i'm new be gentle
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    First things you will need to do a SOA
    http://www.makesenseofcards.com/soacalc.html

    PS I know this user:rolleyes::rotfl::A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • carl77_2
    carl77_2 Posts: 40 Forumite
    thanks for ur help
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    hello carl, friend of numpty's :wave:

    hello numpty, long time no type :wave:
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • carl77_2
    carl77_2 Posts: 40 Forumite
    hi poorandindenial im in trouble and asking help, more to follow
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Hi poor hows things with you:kisses3:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    Well, a big welcome to the board to you - we'll wait for your SOA..... (and then pounce on it) :D

    Hi lovely numpty - I am ok, just plodding on and all that, how are you doing?
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • carl77_2
    carl77_2 Posts: 40 Forumite
    where do it start jold numpty was going to do this saturday but no time like the precent.
    Lost my job two days after my birthday last days in november 2008 got a few quid with that went towards xmas and an enjoyable one, obviously on jsa nearly running to end of that so am worring about where the money is comming for to pay off my 1500 overdraft with natwest (i know its not good) and 2000 credit card with lloyds tsb ( yes yes i know). But i am starting to worry about all the wrong things all the time and my money goes out of my account quicker than it goes in and with a family to worry about at the same time.
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    Hun, don't worry, you are in very good company on thsi site. it sounds like it is a bit of a cliche but there is a way out of this, it might take a while and might not be very easy but there will be a way and we'll do what we can to support you.

    Am really sorry to hear about your job (such pants timing too)

    Well, whatever money you do have we can help you make it go a bit further. If you have none, well then there are some people that can help you (I am not that good when it gets really tricky) but there are loads of people that will give you a bit of moral support.

    Right, so, that SOA :rotfl: :D
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
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