Help With Student Loans - HERE!

yasmin2k20

slcworker wrote: »

Hey, i have alot of Knowledge of how the student loans procedure works. If anyone needs any help, i can advise as much general info.
Obviously i cant divulge into specifics due to Data Protection and the fact that i'd get fired, but anything i can help with, just let me know.

Hi i wondered if anyone could help me, i applied for a student loan in Feb 2008, it was for the academic year 2007-2008. Either my LEA or SLC messed it up and i wasn't paid anything eventhough all my paper work was complete and handed in. I was then told by SLC that LEA instructed to pay 0.00 and that it was mistake as that amount was not on my notification letter. After numerous calls, emails etc since February-it is now June and they still are sorting it out.

I have complained both to LEA and SLC and now head office are doing something but have failed to call me after telling me it may take about 2 weeks to sort out.

Now i have to wait till Monday to ring head office, does anyone know why this has happened or why they are doing this, its radiculous, since FEb this has happened.

Who can i turn to for help, as i really feel bith do not want to pay out?

HereWeGoLoubyLou

bestpud wrote: »

Do you mean you had to give up after a few months rather than years? (I'm assuming so).

There is four years finance available in most cases and the fact you gave up for health reasons means it is highly likely you will receive funding if you go back.

Yes, it will go on your mum's earnings as you have not been financially independent for three years. However, once you are 25, it will only be your income that is taken into account. So, if your mum is a high earner it may be worth hanging on until you are 25?

Another point that may be worth noting is that part time students earning under around £20k can get a grant now, which pretty much covers tuition fees, although not quite. You have to do at least 50% of a full time course though and you can't get the maintenance loan.

Hi thank you for your reply

Yes I had to give up in the Decembr so really was only there for 3 months, I did recieve the loan for the whole year though as I had to pay my rent, even though I was ill they would not let me off

My mum is a single parent and not a high earner.

I think as well as the loan/grant, as I am hoping to study nursing, there will be a bursary as well?

Oldernotwiser

da_genious wrote: »

She is currently paying back £20.00 a month but being charged £10.00 everymonth so in effect she's only paying off £10.00 a month...........This has only just been mentioned to me, but for some reason it doesn't sound right..............Should she be paying interest even though her loan is now deferred? the arrears are around £900 odd. If it's wrong, can she claim her interest back?

Even if your friend's income is low enough to enable her to defer, interest is still added to the money she borrowed. Her £20 per month should be going towards repaying the arrears but at the same time interest will be being added to the outstanding capital. The 2 issues should be totally separate ie. her arrears should be going down each month although the amount of money owed will be increasing. Hope this makes sense.

bestpud

HereWeGoLoubyLou wrote: »

Hi thank you for your reply

Yes I had to give up in the Decembr so really was only there for 3 months, I did recieve the loan for the whole year though as I had to pay my rent, even though I was ill they would not let me off

My mum is a single parent and not a high earner.

I think as well as the loan/grant, as I am hoping to study nursing, there will be a bursary as well?

Ah right. It is different if you are doing the nursing diploma as, yes, you will get the bursury. I don't think that is means tested either but don't quote me on that.

I don't know much about nursing but if your mum is on a low income, it will probably make no odds whether any financial help is based on her income anyway.

Were you doing nursing before?

HereWeGoLoubyLou

bestpud wrote: »

Ah right. It is different if you are doing the nursing diploma as, yes, you will get the bursury. I don't think that is means tested either but don't quote me on that.

I don't know much about nursing but if your mum is on a low income, it will probably make no odds whether any financial help is based on her income anyway.

Were you doing nursing before?

No I was doing events management, but this whole illness has made me rethink and I want to help people now (cheesy I know lol). :rotfl:

tinkerbell18_2

I have a young child and looking to do a home learning course however they are so expensive. I want to do a wedding consultancy course. Can i get this course paid for and also get help to buy equipment like a computer?

studentsaver19

Hi, this is my first post, hope I've done it right!

I withdrew from my course this year at the end of the spring semester. I'm on a gap year at the mo, earning enough money to save for when I start at a different uni in summer 2009.

I've recently had calls from the SLC saying that I owe them money, when I thought it didn't have to be paid back until I graduated. Have I got it wrong? Also, will this affect my application for student finance next year?

Thanks

MykMallett

Hi,

I was curious what position I might be in here.

A few years ago I had to drop out of my course due to illness. As I havent spoken to my Dad in quite a while, I used the student loan to support myself. I have pretty much been self-reliant for a number of years bar the odd helpful handout. Im about to go back to Uni to study a different course and with that I'll be applying for a loan again. I had 2 years worth before and apparently if I can provide medical evidence that I dropped out due to illness, I can claim again.

However, Im still not on speaking terms with my dad, even to the point where my Dad isnt willing to fill out the financial details of my claim. I have been working full-time for the last year and before that was when I was studying. What position am I in with regards to claiming that I support myself (which I do)?

melvis

Had a reply from SLC advising they won't refund anything to me even though they've taken 21% of my earnings instead of 9% :mad:

Oldernotwiser

MykMallett wrote: »

Hi,

I was curious what position I might be in here.

A few years ago I had to drop out of my course due to illness. As I havent spoken to my Dad in quite a while, I used the student loan to support myself. I have pretty much been self-reliant for a number of years bar the odd helpful handout. Im about to go back to Uni to study a different course and with that I'll be applying for a loan again. I had 2 years worth before and apparently if I can provide medical evidence that I dropped out due to illness, I can claim again.

However, Im still not on speaking terms with my dad, even to the point where my Dad isnt willing to fill out the financial details of my claim. I have been working full-time for the last year and before that was when I was studying. What position am I in with regards to claiming that I support myself (which I do)?

You need to have been supporting yourself for 3 years to be classed as an independent student. Time spent in full time education doesn't count. Your post is unclear as to how many years you've been self supporting; is it " a number of years" or "the last year". They may well ask for proof of this.