The Official SOS Club!

Innocent_Guy

Hi All,

Sorry for my neglect of this thread!

I am now taking the vowel once again to have a SOS for the next 6 months.

I have cancelled my credit report subscriptions as I think this will help me. Also I have too many active accounts so am taking steps to close these all down. I will also be cancelling my overdraft with Abbey/Santander and closing the account.

Any more suggestions?

cifpower

Innocent_Guy wrote: »

Hi All,

Sorry for my neglect of this thread!

I am now taking the vowel once again to have a SOS for the next 6 months.

I have cancelled my credit report subscriptions as I think this will help me. Also I have too many active accounts so am taking steps to close these all down. I will also be cancelling my overdraft with Abbey/Santander and closing the account.

Any more suggestions?

You're taking the vowel? Which one? A? I? Maybe U?

ElkyElky

Innocent_Guy wrote: »

Hi All,

Sorry for my neglect of this thread!

I am now taking the vowel once again to have a SOS for the next 6 months.

I have cancelled my credit report subscriptions as I think this will help me. Also I have too many active accounts so am taking steps to close these all down. I will also be cancelling my overdraft with Abbey/Santander and closing the account.

Any more suggestions?

Since signing up to credit expert, I've found that has helped me stay away from the apply button. Watching the searches slowly drop off seems to motivate me. I only have 8 but that is more than enough.

I originally wanted 5 credit cards and now that I've got that, my focus now is to pay them off. :j

Innocent_Guy

cifpower wrote: »

You're taking the vowel? Which one? A? I? Maybe U?

Someone is in a light and cheery mood today? :A

Innocent_Guy

ElkyElky wrote: »

Since signing up to credit expert, I've found that has helped me stay away from the apply button. Watching the searches slowly drop off seems to motivate me. I only have 8 but that is more than enough.

I originally wanted 5 credit cards and now that I've got that, my focus now is to pay them off. :j

I do agree with you however if I stop observing my report and re-order it again in 6 months then will have a pleasant surprise!

kilasuit

Me too I need to stop applying for things

As of beginning of year HSBC bank account and Tesco CC

Just before end of year Cap1 Aqua Bcard Initial Tesco loan

Got Cap1 after half assed appeal letter
Got Aqua with NO decline :eek:

Bcard & Tesco declines

Awaiting HSBC which if i get it i am moving from my Hfax account as i strongly dislike Lloyds.

But yeah can i join?

Cash_Flow

kilasuit wrote: »

Me too I need to stop applying for things

As of beginning of year HSBC bank account and Tesco CC

Just before end of year Cap1 Aqua Bcard Initial Tesco loan

Got Cap1 after half assed appeal letter
Got Aqua with NO decline :eek:

Bcard & Tesco declines

Awaiting HSBC which if i get it i am moving from my Hfax account as i strongly dislike Lloyds.

But yeah can i join?

Wrong thread:rotfl:

kilasuit

Cash_Flow wrote: »

Wrong thread:rotfl:

No no posted in right thread as am hoping that this might encourage me to stop being an idiot lol