The Official SOS Club!

never-in-doubt

CocoPopsLover wrote: »

Since Jan 2009 I have applied

So 7 searches on experian over the past 6 months (5 being in May:eek:)
And 5 searches on equifax over the past 6 months

I think thats it

Debenhams credit card, i.e. GE money (santander?)...? Excellent, what limit and apr...?

CocoPopsLover

never-in-doubt wrote: »

Debenhams credit card, i.e. GE money (santander?)...? Excellent, what limit and apr...?

CRAP LIMIT AND APR!!!!!!!!!!!!!

£250 @ 19.9% I think or was it 29.9%

Iv never been offered a limit over £500 on any of my CC's, im rather p'd off about that!

never-in-doubt

CocoPopsLover wrote: »

CRAP LIMIT AND APR!!!!!!!!!!!!!

£250 @ 19.9% I think or was it 29.9%

Iv never been offered a limit over £500 on any of my CC's, im rather p'd off about that!

Hmmm, thing is though it is a start and to be honest, give it a few months and when you get rid of late payment markers etc you'll find this will go up. :beer:

Well done though - debenhams won't give me a card LOL

CocoPopsLover

never-in-doubt wrote: »

Hmmm, thing is though it is a start and to be honest, give it a few months and when you get rid of late payment markers etc you'll find this will go up. :beer:

Well done though - debenhams won't give me a card LOL

LOL! How many searches did u do before applying to them?

Innocent_Guy

never-in-doubt wrote: »

mate got my hsbc o/d added to second account so have a £200 on my plus and a £500 on advance account! Got declined for all 40 HBOS accounts - LOL (no wonder) and have now formally complained to the ICO for harrassment as 14 cifas is just tight man, bang outta order :rotfl::rotfl::rotfl:

But yea, halifax said yes to a card (application number 20 something) and today got letter confirming so - £420 limit - !!!!!!! Shove it where the sun don't shine ya cheeky beggars! :mad::mad::mad: I earn more than that a day! hahaha

Well done!

Did they offer O/D on BS or carry out an external check? Everytime I have asked they have told me I will require an external check....... BTW my BS has now dropped!!!

Innocent_Guy

never-in-doubt wrote: »

But yea, halifax said yes to a card (application number 20 something) and today got letter confirming so - £420 limit - !!!!!!! Shove it where the sun don't shine ya cheeky beggars! :mad::mad::mad: I earn more than that a day! hahaha

I thought Vif said Halifaz do not offer products to those with

1) A decline within the last 30days
2) More that 14 searches in a year.

Don't know how they can check a decline however I am sure they must be able to see your millions of searches....:cool:

Innocent_Guy

I really have the bug today! Struggling not to APPLY.

CocoPopsLover

Innocent_Guy wrote: »

I really have the bug today! Struggling not to APPLY.

And I am assuming you have not applied?

Thats really good if you havent, keep it up, lol

I want to apply to but i know it will be a no so im controlling myself, lol, i have to control myself until next Juy:eek:

Innocent_Guy

Fellow MSE's

I need some advice.

I am on my SOS however have seem something I want to order from SDG.
It is £100 cheaper in Very however I don't have an account with them.

Should I use a search and risk a decline even though i am SOS?

What do you think.

Thanks

Innocent

kilasuit

at the end of the day it is up to you

i am appealing the decline they gave me when it was littlewoods direct and am awaiting that.

i bet you could find it even cheaper else where thou