OK Here Goes!!

S._Tony_B.

Hi there Dottie,
Do the DD's all go out on the first?
Get on to the mortgage people tomorrow...if theres anything they can do it will have an effect this month so that you can try to catch up a bit.
Most of your payments are up to date, your not far off ;-)
Do you find it hard trying to meet bills that are monthly, while the money coming in is all weekly? I can't always get me head round it as I'm paid every two weeks.

Catch you again
STB

dottyanne

jitsuguy wrote:

Hi dottyanne,

Not sure about this month unless you can sell some stuff on eBay. But as for next month make sure any money paid for the mortgage (I assume through your husband) is paid in only a couple of days before it is needed, this way at least the mortgage gets paid. I think you really need to contact CCCS or Payplan - there are links at the top of this page. They might be able to help you with the debts.

Jitsuguy

Hi some good ideas (once again), going to keep plodding this week and working my socks off! Thanks for the advice.

dottyanne

S._Tony_B. wrote:

Hi there Dottie,
Do the DD's all go out on the first?
Get on to the mortgage people tomorrow...if theres anything they can do it will have an effect this month so that you can try to catch up a bit.
Most of your payments are up to date, your not far off ;-)
Do you find it hard trying to meet bills that are monthly, while the money coming in is all weekly? I can't always get me head round it as I'm paid every two weeks.

Catch you again
STB

Hi there again! Most payments come out between 26th and 28th of the month - always a struggle, the monthly ones seem to creep up on me as i know i should be putting the money away each week but playing catch up means that its not laways left when i need it!!
I am REALLY determined to :-
1. Catch up on all outstanding arrears ASAP, so i dont incur any more late payment charges etc.
2. Clear as many debts as possible by the end of 2006.

The pressure is killing me and im only 33!!! :eek:

jitsuguy

I think you could also do with keeping a debt diary, according to your SOA you should have some residual money to put towards bills. The debt diary might also find out what you are spending your money on at the moment. But do contact CCCS or payplan today.

CCCS - 0800 138 1111
Payplan - 0800 917 7823

I know it might be a daunting task to call these people but they really are friendly and will help you loads. If you look around on other threads you will find people who have used them in the past or are still using them.

Jitsuguy.

dottyanne

I know but im really worried - approached them before - OH not keen at all - he is very cloak and dagger about telling anyone we have money worries. He thinks We or shoudl i say I will sort it all out - maybe if i won the lottery but otherwise i dunno????

dottyanne

TODAY - going through ALL debts - to sort out when they are due, and need to know just how much i need to pay everything and survice this!!

Will let yall know later after the hard work is done??

x