📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Get yourself a 'Mortgage Pig'

1120121123125126163

Comments

  • A £62 April overpayment from mortgage pig and frog plus odds and sods transferred over thanks to online banking (whatever did I do before online banking I ask you?!). Lots of odd bits of change have gone back into mortgage pig and frog to be carried over to May so let the pain free mortgage overpayments continue :)

    Lotta
    "One hundred years from now, it will not matter what my bank account was, how big my house was, or what kind of car I drove. But the world may be a little better, because I was important in the life of a child."
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Piggies being ignored cos we're all doing the 3 yr challenge??????

    Remember it was the pigs that started us off, ignore them at your peril :eek: .

    Anyway, my little peefer helped me with £50 towards my payment of over £600 this month :T :T :T :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clarew
    clarew Posts: 505 Forumite
    Part of the Furniture 100 Posts Mortgage-free Glee!
    my mortgage pig may be used for other purpose now...nappy pig. Have just found out at the scan yesterday that we are expecting twins!!! (have a 5yr old and nearly 3yr old already).
    Me thinks come oct arrival i will be having very little spare change, ha ha!
    Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
    Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞
  • comping_cat
    comping_cat Posts: 24,006 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Congratulations clarew - hope it was a lovely surprise for you xx

    My Pork Chop is still going strong - hes the one who is helping me with my dream of being mortgage free!!!
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    I've got a Mortgage Monkey! Well, that's what I think it is. It looks vaguely gorilla like but none of us knows what it really is. My eldest brought it back for me from a school trip. It's a piggybank for all the loose change I leave "lying around" :rolleyes: She bought it cos it reminded her of me. Charming! :rotfl:

    Anywho, it's filling up nicely and will either be dumped onto the mortgage or more likely be used to buy treats for the kids (which I suspect is the reason my eldest bought it for me - DD didn't raise no fools! :) ).
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • Lotta_Littlies
    Lotta_Littlies Posts: 659 Forumite
    clarew wrote: »
    my mortgage pig may be used for other purpose now...nappy pig. Have just found out at the scan yesterday that we are expecting twins!!! (have a 5yr old and nearly 3yr old already).
    Me thinks come oct arrival i will be having very little spare change, ha ha!

    How wonderful! Huge congratulations to you :T

    Lotta
    "One hundred years from now, it will not matter what my bank account was, how big my house was, or what kind of car I drove. But the world may be a little better, because I was important in the life of a child."
  • sand-not-oil
    sand-not-oil Posts: 11 Forumite
    Part of the Furniture Combo Breaker
    mjh1977 wrote: »
    I've done some quick sums in preparation for getting the Gorilla working. I'm amazed by what I've calculated. For the purposes of my statement it's written in the first person by the Gorilla but I'll quote directly...

    • "Say there are 20 working days in a month. 5 of those you buy a coffee which costs £2; 8 of them you buy a sandwich meal for £3.50; 5 of them you buy crisps, coke or chocolate at £1. That month you’ve spent £43, quite unnecessarily. I would look after if for you, and you could have £516 at the end of the year."

    • "Buy the paper once a week not 5 times a week , and read it on the web instead, and save 3 lots of 70p. That’s about £10 a month. That’s £120 a year!"

    • "Someone going to the pub and spending £2.94 per pint on 2 beers most days – say 4 of 5 – is spending £23.52 a week, £94 a month; £1223.04 a year. Put it in me instead, and watch your savings grow."

    • "Do all three of the things above and save £1859 a year"


    Just goes to show how money can be frittered away. And also that perhaps I shouldn't leave it hanging around at work of an evening....

    M

    After reading this thread I am going to reuse my old elephant (piggy) bank that I have locked away in a bedding box for 20 years, and he will now help me cut my mortgage at the same time as cutting my waist measurement as I am going to feed him all my chocoholic spends. This should save approximately £2 per day= £14 per week= £728 per year. I am going to give him a speech bubble and a prominent place to remind me daily.
    Be ALERT - The world needs more LERTS
  • Hi,

    This is a great thread! I've started my mortgage pig with £12 that I was going to spend on a KFC last night and then thought back to this thread and stopped myself.

    I shall also be feeding piggy the chocolate money... it's bleedin' scary how it all adds up!!!

    Thanks OP for the simple but fab idea x
  • pink_fairy_7
    pink_fairy_7 Posts: 426 Forumite
    welcome angel :)

    Well yesterday I re did the piggies speech bubble and placed them in a more prominent position. OH and I are attempting to clear the mortgage in five years:eek: Mortgage is £135K . (I am also clearing my debts for the next 24 mths) Last night we looked at ways to reduce our household bills even more to cut out any overspends. We are also getting married this year which is another cost.
    With work bonuses and salaries it is a hard task but doable (sp) The freedom that this will bring will be brilliant.:T

    pf x
  • chezmonster
    chezmonster Posts: 64 Forumite
    Here is my Peppa. Made by me using:
    A ballon, egg box some news paper paint and glue. Total cost 75p which included 15 ballons.

    DSC03604.jpg

    I also gave here a coat of plaster just to make her that bit stronger, again I all ready had that kicking about the house.

    May be I could go into production £5 per pig Free postage :rotfl:

    Feeling very proud of myself :T

    Today my pig was full so I did a minor opp :D She is doing well and I was able to deliver a healthy £450. This will now be put into the account on Monday. Amazing how fast you can save when you try :j
    Over Draft £0
    Christmas savings £50
    Over payments this year £50
    Monthly food budget for 4 £200
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.