SS's Debt Diary!

Verbatim

Knew you'd be under £25k by the end of October. Well done ss, beginning of October or the end of October, so what, it's still October.

Brilliant stuff.

How about £500 off the debt £100 towards the tackle (ahem, if I may be so bold) and promise yourself that the next spare £150 whether from ebay, matched betting or overtime goes towards the aforementioned. That way you might feel energized to make that £150. Or you could rejig the split if that's more likely to get you moving again, £450 debt/ £150 towards tackle/ £100 to make or any other permutation.

southernscouser

alex_w wrote:

Hi there!
As lurker/sometime-poster was also reading your other thread (a year on MSE) and how you started out and just wanted to say well done!
Also is that 9ish grand you have paid off ina year?????!!! It's making me think of that thing - that when you're debt free you could really save up a lot of money still living in the MSE way!

But anyway, I think you deserve a treat!

Alex x

btw, no idea what these car mats are, maybe should come on MSE more often!!!!!

Thank you very much Alex!

Well 9k off my debt but it was nearer £10,500 I paid off but for bloody interest! :rolleyes:

I do deserve a treat don't I?

Hopefully we'll see you posting more and lurking less!

southernscouser

Verbatim wrote:

Knew you'd be under £25k by the end of October. Well done ss, beginning of October or the end of October, so what, it's still October.

Brilliant stuff.

How about £500 off the debt £100 towards the tackle (ahem, if I may be so bold) and promise yourself that the next spare £150 whether from ebay, matched betting or overtime goes towards the aforementioned. That way you might feel energized to make that £150. Or you could rejig the split if that's more likely to get you moving again, £450 debt/ £150 towards tackle/ £100 to make or any other permutation.

Thanks V!

The thing is I don't need the fishing gear but it would be nice to have it.

I'm not gonna do anything for a fortnight then see how I feel (I won't want it then ). I'm thinking I probably won't get it but will keep maybe £100 for myself for bits and bobs! :think:

kathfisch

southernscouser wrote:

Thanks V!

The thing is I don't need the fishing gear but it would be nice to have it.

I'm not gonna do anything for a fortnight then see how I feel (I won't want it then ). I'm thinking I probably won't get it but will keep maybe £100 for myself for bits and bobs! :think:

Very sensible plan! :T :T

If you really still want it in a few weeks then treat yourself!

southernscouser

kathfisch wrote:

Very sensible plan! :T :T

If you really still want it in a few weeks then treat yourself!

I just find it amazing that when I was spending other peoples money running up the debt I didn't feel guilty. Now I wanna spend my own money it giuves me sleepless nights! :rotfl:

S'ppose it is easier spending other peoples money!

kathfisch

southernscouser wrote:

I just find it amazing that when I was spending other peoples money running up the debt I didn't feel guilty. Now I wanna spend my own money it giuves me sleepless nights! :rotfl:

S'ppose it is easier spending other peoples money!

Its much easier on the conscience (sp?) when you've got your head in the sand... except I found somewhere in the background it bothered me, subconsciously.

Just shows that you've made a real change... not something temporary! It must be difficult though - when you've got into the mindset of not spending, to get used to the idea of the odd small treat.

Not a problem i've encountered yet due to lack of money :rolleyes: but I've got a job interview on Monday so here's hoping! :j

southernscouser

I'll be keeping my fingers crossed for you Kath! Good luck! :beer:

Right I better shift my !!!!!! in to gear or I won't have a job! :doh:

elantan

hey ss ..sorry not been on hun been busy getiing edumacated and going to the most surreal funeral i have ever ever been too ..i swear if i was a writter i could've wrote a book or a film script from the goings on on monday..anyhoo looks like you have another dilema to face i think i may just know the answer ..give me the £600 ..see easy as that problem solved..

southernscouser

elantan wrote:

looks like you have another dilema to face i think i may just know the answer ..give me the £600 ..see easy as that problem solved..

I was gonna el but you weren't here! Darn! :rolleyes:

southernscouser

Well I managed a no spender today other than my £42 phone bill! :doh:

And don't ask why it was that high! I don't wanna go there! :wall:

Hopefully a no spender tomorrow as I only managed 2 last month! :eek: