SS's Debt Diary!

elantan

ss you;ll kick that card into place in no time...if you keep up the matched betting it wont last till 2008

moozie_2

Oh SS, if I know you at all, I know you will get rid of that card long before 2008

Don't let the snowball calculator put you off, you are on a league on your own sweetie

I am getting close to the in-between paydays blues and trying hard to ignore them

kathfisch

southernscouser wrote:

I'm alright thanks Kath!

Had the week off work but am working tomorrow for some extra wonga plus I get to watch the footy at work! :dance:

Hows you? What you upto now you're not studying?

I'm alright thanks... what's happening right now is I'm on Job Seekers Allowance (as of this week, provided they accept my claim) because of complete failure to find anything! :rolleyes: I've got a few applications still to hear about at the mo though so keep your fingers crossed for me!

I am supposed to be busy building my website but never quite summon up the motivation I've got an exhibition in Newcastle for the whole of November so I need the site up and running and looking fab by then... dunno how I'll manage if I actually do land a full time job in the meantime! :rotfl:

I'd love to stay and chat but I'm off to a friend's house for the evening... nice to have a bit of time away from the computer lol.

Take care SS, moozie and everyone else

southernscouser

moozie wrote:

Oh SS, if I know you at all, I know you will get rid of that card long before 2008

Don't let the snowball calculator put you off, you are on a league on your own sweetie

I am getting close to the in-between paydays blues and trying hard to ignore them

Thats where matched betting comes into it's own hun!

Bets the inbetween blues and earns you money!

moozie_2

kathfisch wrote:

I'm alright thanks... what's happening right now is I'm on Job Seekers Allowance (as of this week, provided they accept my claim) because of complete failure to find anything! :rolleyes: I've got a few applications still to hear about at the mo though so keep your fingers crossed for me!

I am supposed to be busy building my website but never quite summon up the motivation I've got an exhibition in Newcastle for the whole of November so I need the site up and running and looking fab by then... dunno how I'll manage if I actually do land a full time job in the meantime! :rotfl:

I'd love to stay and chat but I'm off to a friend's house for the evening... nice to have a bit of time away from the computer lol.

Take care SS, moozie and everyone else

OK someone has a life I see... :rolleyes: :rotfl:

Hope something turns up in the job front but more importantly, someone needs to start preparing for November :eek: I look forward to reading updates of days and nights working hard over the pc - and no sneeking on here - to finish the website!

Wish I could go to the exhibition kath, I am sure it will be amazing :T

moozie_2

southernscouser wrote:

Thats where matched betting comes into it's own hun!

Bets the inbetween blues and earns you money!

One day I will be brave and give it a go, promise!

southernscouser

Well I've just done my annual budget malarky type thing! :eek:

Makes for some scary reading! :doh:

The good news is I paid £10,707.38 towards my debts. It's a slightly lower figure than this coz in the early stages I bought some clothes from a catalogue and include the payments in that!

Thats it for the good news! :rotfl:

My car has cost me £2,423.63 for the last 12 months! :whistle: This includes, insurance, MOT, tax, maintenance, petrol, parking. All that sort of stuff. Thats not too bad as I use my car to get to work. :think:

Toiletries was £221.98 which is about £18.50 a month! Although I've got a load of BOGOF stuff to see me good for a few months! Didn't think it would be that high!

Hair cuts! :rotfl: A total of £152 or £12.60 a month! Not bad seeing as though I get it cut fortnightly! :rolleyes: Am leaving it every 3 weeks from now on!

Hobbies and social money, £1,306.02! Just under £110 a month! I'm not too disappointed in this to be honest. This includes me footy twice a week, fishing and boozing (about twice a year :rotfl: ). Will look to get this under £100 this 'financial year'! :think:

The biggest one I underestimated was things like birthdays and Xmas. I've got it labelled as occasions which includes things like leaving presents :rolleyes: , sponsorship that sort of rubbish! £471.22. Or £40 a month! :doh: Was suprised it was that much!

Then there's various other crap which I can't be bothered to post or am keeping hidden for risk of a flaming (ie monile bill ) :rotfl:

southernscouser

Aplogies for the blatant abuse of smileys! :eek: :doh:

:rotfl:

James240

southernscouser wrote:

Aplogies for the blatant abuse of smileys! :eek: :doh:

:rotfl:

my god i feel dizzy now looking at all those smilies

Dude u got to post ur mobile bill as well, dont worry about a flaming :rotfl:

mines going to be about £70 this month and i know ive got to cut it back cos in all honesty it really should be £12.50 a month, think i might start leaving mine at home soon just to cut down

tee_pee_2

southernscouser wrote:

You know what? I've decided to go for the 6 months car tax and pay an extra £70 to my Egg card.

Also next pay packet will include an extremely rare bit of overtime which will be more than what my remaining balance will be, so that means my Egg card will be cleared! :j :j :j

i have started buying stamps from the PO for my car tax they are a £5 each and as we have two cars I buy £20 month. I don't feel it now. Maybe if you pay off egg card and get 6mths tax and then start getting the Po stamps, even if you only buy 1 a month you would have £30 to put towards your new car tax bill. They have really worked for me- others argue I could put the money in the bank for interest but for me saving stamsp are psychological. When in debt I would be worried about bills coming in but never car tax cos it was there in front of me, my little book full of stamps ready waiting for the bill to arrive