📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage Reduction Beginner to Novice - The Show Begins

Options
1242527293066

Comments

  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    oh yummy can i come for tea? i can supply the chocolate i have 9 bars of milk chocolate i use for cooking lol (does anyone else hate cooking chocolate?) thats not including the galaxy caramel stashed in the fridge :o
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • quintwins wrote: »
    oh yummy can i come for tea? i can supply the chocolate i have 9 bars of milk chocolate i use for cooking lol (does anyone else hate cooking chocolate?) thats not including the galaxy caramel stashed in the fridge :o

    Yes I hate cooking chocolate and besides its usually more expensive!
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Yes I hate cooking chocolate and besides its usually more expensive!

    mine was 3 for 2 or else af so def cheaper :), i did a big shop about a year ago and ordered value milk choc and they subbed me so i still have quite abit of that. must start making cornflake buns with the kids again lol thats why i bought it to start with.
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    just to confirm...i havent got marrow for tea!
  • Mini-progress steps in the last few days:

    • Broached and developed the idea of a lodger with MrMRN
    • £8.84 earned from textbroker writing
    • Shopped around for breakdown cover - went with AutoAid again (£38 for me and spouse, any car, pay and claim back)
    • Cooked fridge raider meals then ate from the freezer (see signature grocery challenge - still under budget)
    • Picked up two evening food mystery shops for early next week
    • Attended 3 gym classes (see signature membership vs PAYG less than a month in!)
    • Completed a 3rd week of packed lunches
    • Sorted clothes - two decent items for ebaying and the rest for dusters/cloths/craft projects
    • Requested old denim/suiting clothes/curtains/fabrics on freecycle for a rag rug craft project and got OH to ask at work
    • Booked onto a basic electrics course with the local college - once completed I'll be replacing sockets/switches as part of our house renovations.
    Small steps but still in the right direction...
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • TallGirl
    TallGirl Posts: 6,218 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow what a list makes my £2.25 saved today a bit of joke. Well done on getting all that done sounds interesting with the electrics course.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • wow...that is definately a list and a half - its good when you're motivated isn't it?
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Well done MRN! I have just updated my grocery total too.....need to re-stock the freezer and cupboards but keep buying stuff for lunches so its going to be hard, done 3 months living out of the freezer on just over half of my target.....the next 3 will be quite tough with meat buying etc.
  • Not much to report fiscally from the weekend... a family catch up/birthday so had to pay for fuel and treated the birthday girl to dinner out.

    I don't have a packed lunch today.... but I'm having a free lunch at work due to training some newbies! ;) It still counts towards my challenge, I haven't failed!:)

    MrMRN is away this week so I'm hoping to eek out what little food we have in. I've already planned bacon and lentil broth, HM ready meal of chilli con carne and if I can get inspirational with a broccli and not much else I will :o!

    Lots of washing to do but the weather isn't ideal and I don't want to turn the heating on just to dry washing!:mad:

    It's payday on Friday... and a day off for me! It's my last day of holiday that needed using up before the new holiday year starts on 1st October. With a relative arriving from the other side of the world Saturday morning, I think I need the day off to get organised and get the food shopping bought. Plus I have a facial booked for the afternoon - using the last of my Christmas vouchers.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 24 September 2012 at 3:15PM
    Broccoli soup - much nicer than than the name implies

    Broccoli stir fry with sesame oil to finish - onion, chilli, handful of nuts maybe? With noodles or rice

    Veg lasagne or would be broccoli lasagne ?

    Friday sounds like a fab day - and good luck training the newbies

    Have a good week, Tiily
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.