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chewits - the debtquake monster is coming
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A drop shop. You dig out stuff you want to ebay and we do it all for you and post you a cheque at the end.
Officially opens tomoz so it'll be interesting to see how it goes.
How are things with you? Has OH found anything yet?:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Brilliant idea! Wish you were nearer to me. Good luck.
OH has no actual job, but he is doing a few more hours driving and gardening. And he has, amazingly, listed 8 things on ebay this week, stuff that has only sat in the dining room for nine months waiting for him to get round to it. So that's promising.
how are your coloured buckets doing?Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
He will be slightly paid therefore only partial slave labour. I have just shelled out £1000 for a school trip and was informed today that there's another £90 to stump up!
He'll get a small amount each shift which he can put towards spending money on the trip. It'll also separate him from Team Fortress which will require some form of anti-psychotic meds to help him cope...grrr.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Brilliant idea! Wish you were nearer to me. Good luck.
OH has no actual job, but he is doing a few more hours driving and gardening. And he has, amazingly, listed 8 things on ebay this week, stuff that has only sat in the dining room for nine months waiting for him to get round to it. So that's promising.
how are your coloured buckets doing?
There's a hole in my buckets Seaxwyn, Seaxwyn
There's a hole in my buckets Seaxwyn, a hole (or two or three
) :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
He talks to it...in the shower...with different voices. I thought we had burglars!:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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That's Team Fortress not IT!! That would be really weird as opposed to just weird.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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I've started coaching 3 pro-bono clients. You never know one of them may convert into a paying one. For now I am focusing on my website, and refreshing my coaching skills. I officially finish at my current company on Tuesday - and am now theoretically on holiday rather than sick!Thanks SH.
How's the coaching business coming?
I have an interview Tuesday which if I got it would be fab as it would allow me to continue to set up my business - paying for website etc - while still having an income. If I get the job - I would use my coaching skills during the day anyway. From some of what I've read it can take up to a year or more for my kind of business to take off. I figure - given the 3 to 4 hours (a day!!!) commuting time I will be saving that I can still work on my business evenings and weekends.
I reckon it could take a while to earn money from coaching and don't want to feel under too much pressure - especially while I still have debts left to repay.... The job I've gone for is within a mile or two from my home and is at a lower level that I usually go for so I am hoping it will be much less draining.... and more family friendly.
ouch on those school costs!! I've just paid a £30 deposit for a £115 trip for DS - I thought that was bad enough!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hope the shop opening is going wellAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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