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chewits - the debtquake monster is coming

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  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Run around all day and feel I've achieved little of the list but actually done some useful stuff.

    1) Sort out all filing in office Started
    2) Ebay 10 items a day, 50 by next Saturday. 11/50 Done 20/05
    3) Pick one room and clear it out - tip, ebay, charity, freecycle, storage
    Room picked - my room will be blitzed tomoz and ebay items found.
    4) Create an update spreadsheet for flats in arrears in send to Council
    Done 18/05
    5) Draft arrears policy
    6) [STRIKE]Send pension details to accountant
    [/STRIKE] Done 20/05

    7) Sort out Gas and Elec DDs[STRIKE] [/STRIKE]Done 18/05.
    8) [STRIKE]Check building and contents insurance [/STRIKE]Done 16/05
    9) Chase small boy to bring home EMA form
    10) 8 Hours OU work
    11) Bring ebay spreadsheet up to date
    12) Check Jobserve
    13) Business Plan for DS

    and from 6 week plan

    14) CAB appoint for OH to discuss DLA

    OH has first ever Braille lesson tomoz so fingers crossed he enjoys.

    Started shrapnel fund. I have an old Instant Access Account with main bank and can easily move monies between accounts. Got little plastic money bags from bank today and went thro silver and copper collections. Found £216 for shrapnel fund. Bank will only accept 5 bags a day so will start having 5 with me when out and about and pass a bored looking bank. Once I have details up and can start popping money in SF will be born. I'm also goung to grab the pennies off the other accounts each night and chuck them in. Good to see how it grows.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Result - went into a different branch I was passing at the girl said there was no rule about a five bags of coins a day. Mentioned I had the rest in the car and she said bring them in, someone brought in £3,000's worth yesterday!! Thatas a lots of bags. Have done £1 tonight so another £440 to go in and Sharpnel Fund will be up and running.

    After tripping over small boys "hidden" bag of coins while changing his bed yesterday suggested he may like to cash some in. He's got £28 to go in and is very please.

    Ex-Archiect plus Managing Partner round tomoz at 2pm. Not looking forward to this.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • Hi kissjenn,

    Well done on your list and the shrapnel fund, it does add up.

    Keep going you are doing really well.

    Tea
    x
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Thanks PT.

    This is now going to be a moan - look away now. However I need to write it for my own sanity, but I'll do it lightly. I'll tell you when you can look back :o
    Today was pants. Meeting with ex-architect and managing partner was awful. The man was all Oxford Brogues and public school and I couldn't make him listen. They wanted £4.5k plus VAT, I'd paid £1k +VAT as a full and final. They wanted the difference. Everything had to be redone so we'd achieved nothing from 6 months of faff. They cashed the cheque (I didn't know they had to agree to F&F in writing first - thanks MSE for educating me). We didn't hear anything after they cashed the cheque in Jan for over 4 months and assumed it was all done and dusted until 2 weeks ago; they demanded their money or court action. So spend last two weeks preparing for this meeting.

    Upshot we won. They think they're right, we think we're right but they don't want me standing up in a local court and telling my side.

    Do I feel happy - no. I feel carp, 2 weeks spent prepping, 10 months lost on planning and throat sore from refusing to give in to bland and dim partner.

    Didn't even get an interview for a contract I so qualified and experienced for - no reasons give. Moody Mate has two contracts he running simulateously by having lots of "working from home days" ie he's at the other job and Last Job Mate has a contract she thinks she can't do (too far from home, wants to work less hours not more, 3-4 hours travelling a day etc etc) and I trained her!! I suggested if she really feels that way we could job share and I'll do the spare days, she can choose what suits her, for a day or two a week I'm not fussed and that gives me enough to live on. She's blanked me since my suggestion which implies she just wanted to moan and never bothered thinking how thoughtless it was to someone who's unemployed. She phoned me before she started to say she wasn't sure if she should take £1k or £1.5 out of the contract each week, what did I think :rolleyes: I think I'm frustrated and angry and jealous and none of it is even slightly productive.

    So feeling sorry for myself, want to cry, want to hide under duvet for being such a failure. Hopefully just bad day blues - it will pass.
    :oMoan over. You can look back now!

    I shall return calm and collected tomorrow and refuse to let it get me down. Warm and angelic thoughts :A
    :rotfl::rotfl::rotfl:Normal Service to be Resumed Shortly:rotfl::rotfl::rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Funk Over
    Onwards upwards and platitudes at full steam ahead.

    Cooked today and did sensible menu planned shopping.

    Small Boy is 16 this week and asked for a home-made birthday cake. LBM when he said home made would be great because I usually run in via M&S or somewhere at 11th hour and this year I'm home. So every cloud has a silver lining. He is such a good kid, I'm very very lucky.

    Off to market tomorrow to stock up on fruit and veg. OH completely barred from soup making, we could have saved it to replaster a wall.

    Put advert on freecycle to try and source some braille books, they are very hard to find and OH needs to practise. Looked on ebay and they are selling Harry Potter books at £500 because the RNIB only made 100 or so copies. They list the time and effort the RNIB went to, runs to 10 volumes due to size of braille material. This makes them collectibles for HP fans, stuff the poor sods who can't read any other version. Made my blood boil :mad::mad::mad:

    Got word from Council that they've approved direct payments for another tenant backdated to 6th April until his arrears are paid off. As that leaves him about £400 short and they're overpaying at 98p a month thats roughly a debt free 2043 - and no interest or charges from me. How to get rich quick :rotfl::rotfl::rotfl:

    And apologies to anyone who stopped by yesterday - I was having a bad one!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    kissjenn wrote: »
    OH completely barred from soup making, we could have saved it to replaster a wall.

    :rotfl::rotfl::rotfl:

    My flatmate recently made curried fish soup and it stank the house out for two days. Minging.
    kissjenn wrote: »

    Put advert on freecycle to try and source some braille books, they are very hard to find and OH needs to practise. Looked on ebay and they are selling Harry Potter books at £500 because the RNIB only made 100 or so copies. They list the time and effort the RNIB went to, runs to 10 volumes due to size of braille material. This makes them collectibles for HP fans, stuff the poor sods who can't read any other version. Made my blood boil :mad::mad::mad:

    If the HP books are too pricy, have you thought about audio books in the meantime, and get him to practise on cheaper braille books? For audiobooks I used Audible for a good time and some of the books were very good. You can also get a free trial via Quidco - from memory I think you got three free books.

    Looking forward to reading more!
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!


    My flatmate recently made curried fish soup and it stank the house out for two days. Minging.



    If the HP books are too pricy, have you thought about audio books in the meantime, and get him to practise on cheaper braille books? For audiobooks I used Audible for a good time and some of the books were very good. You can also get a free trial via Quidco - from memory I think you got three free books.

    Looking forward to reading more!

    Thanks FF - that soup wins minging prize :rotfl:

    I had a flatmate years ago who was training to be a cook. She begged the remains of my chicken supper once to make soup. I know some would approve of the thrift but chicken soup alla chippy brown sauce was not for me :eek:

    I'll def try the Audible link - thanks for the idea. I'm going to do all the RNIB sign-up this week. Supposedly Local Authorities should pay for the Audible Book scheme which is £50 a year - we'll find that tho. The HP book isn't a huge loss for us it was more the ethical point that families can't afford that for a book and it would simply gather dust in an HP collection. Found a site in US which looks good too called BrailleBookshop.Com. Because its materials for the blind they post worldwide for free, so once he's more confident that may be a good source and they seem a lot cheaper than UK equivalents even without the exchange rate.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • Scottishmummy
    Scottishmummy Posts: 1,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi Kissjenn, loving your lists. Lists are the only way DH can cope with things and i am beginning to think the same way. Started to look for cheaper car insurance two weeks ago and still haven't confirmed which one I want to go for. Insurance is up on the 31st so I think I'll write it up on the whiteboard so it is staring me in the face every time I am sat at the computer.

    And you are allowed to have a rant occassionally - it is your diary remember.

    SM
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
    Proud to be No. 47 of the DMP mutual support club
    DFW Nerd #380. Proud to be dealing with my debt
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Thanks SM. I love lists but did badly last week. This week I will improve.

    1) Sort out all filing in office (I hate filing)2) Ebay 10 items a day, 50 by next Saturday. (Fresh start must do)
    3) Pick one room and clear it out - tip, ebay, charity, freecycle, storage
    Plasterer coming Tuesday to paint stuff on wall of new offfice. Needs to be stripped by then and emptied by Thursday. Definite targets are good targets.
    4) Draft arrears policy
    5) Send P11D and latest final final "we'll tell your mum next" demands from HMRC to accountant
    6) 8 Hours OU work and start next assignment
    7) Bring ebay spreadsheet up to date
    8) Check Jobserve and speak to agent
    9) Business Plan for DS
    10) Bake cake for small boy
    11) Application form for RNIB library
    12) Pick up last bit of OH's prescription on Tuesday
    13) Plasterer Tues and Thurs
    14) Painter Thurs
    15) Architect Tues
    16) Hosp Sat

    and from 6 week plan

    17) RNIB appointment for OH to discuss DLA
    18) OU Course for small boy, funding and school permission
    19) Local Authority funding for RNIB Audio Books

    That might keep me out of trouble...:rotfl::rotfl::rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Good intentions went a bit to pot. Started stripping new office wall for plasterer. As I'd painted over old wallpaper last time wall had to be scored. Only scrapper I could find was bit of yellow carp and couldn't find wallpaper stripper. So determined to have an NSD I attacked the wall with yellow spatula nonsense and steam cleaner...8 hours of stripping later its done (and so quite frankly am I).

    Tomorrow morning I'll start sifting thro stuff and in afternoon I'll post ebay items, pick up prescription and make cake for birthday boy. He's halfway up a hill somewhere tonight doing his Duke of Edinburgh and no sign of emergency helicopter call outs on news so thats promising. He will return and devour anything not nailed down tomorrow so big curry planned.

    List updated:

    1) Sort out all filing in office (I hate filing)
    2) Ebay 10 items a day, 50 by next Saturday. (Fresh start must do)
    3) Pick one room and clear it out - tip, ebay, charity, freecycle, storage
    Plasterer coming Tuesday to paint stuff on wall of new offfice. Needs to be stripped by then and emptied by Thursday. Definite targets are good targets. Wall stripped (25/05/09)
    4) Draft arrears policy
    5) Send P11D and latest final final "we'll tell your mum next" demands from HMRC to accountant
    6) 8 Hours OU work and start next assignment
    7) Bring ebay spreadsheet up to date
    8) Check Jobserve and speak to agent
    9) Business Plan for DS
    10) Bake cake for small boy
    11) Application form for RNIB library
    12) Pick up last bit of OH's prescription on Tuesday
    13) Plasterer Tues and Thurs
    14) Painter Thurs
    15) Architect Tues
    16) Hosp Sat

    and from 6 week plan

    17) RNIB appointment for OH to discuss DLA
    18) OU Course for small boy, funding and school permission
    19) Local Authority funding for RNIB Audio Books

    I need an idiot-proof recipe for York!!!!! Pudding - any takers? Thanks.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
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