Alliance & Leicester

Jarlawuk

Yes

DopeyDora wrote:

Only had my account running since start of March, but all been processed & set up very efficiently so far. Even got my first bit of interest paid!

Dora X

Same here - had my £50 for being recommended a lot quicker than I expected too, which was a bonus.

jo_b_2

Yes

Very happy with A+L. I think the referral scheme is very generous and the interest rate excellent.

The faffing around with the online banking recently was a bit irritating but it's only a minor complaint.

brranger

Average

quite happy with a&l only thing is I am used to the way Halifax online works with regard to what I have spent that day coming of my avalible balance straight away so I know what I have, also takes a long time to clear money first salary going in this month will see if its there on fri am like Halifax or the following Wed.

Ranger

Milarky

Average

Current account suffers from limitations which do not so far affect other banks like:

can only draw £250 per day (should be £500)

transfers between all their accounts are not instant (except current and nominated savings account)

needing to allow a day for payments to leave (payments should be taken without delay)

Also, I am not a fan of their resort to limited edition savings accounts (Online Saver 'Issue 1', 'Issue2' etc). If they bring out a 'good' account they should keep it. If nothing else it simply keeps the customers guessing so that they can't settle down to a stable relationship.

I like the 'new look' online banking - parts of which they seem to have borrowed from Nationwide. However making it look different has not made it do any more and remains as limited as before:

No 'address book' - a directory facility to look up many of the commonly used collection accounts - saving you the need to enter these yourself.

Only able to go back 7 months on statements - as is the case with credit card online services - it should be at least a year or longer for your current account. Compare to Nationwide, which is a 'dream' to use on FlexAccount when looking for a whole year's direct debits or even compiling a whole-of-year statement - that's the way to go.

(Can statements be downloaded from A&L? - I'm not sure if they can)

mr_fishbulb

Average

Milarky wrote:

(Can statements be downloaded from A&L? - I'm not sure if they can)

Yes they can but they are screwed up at the moment.

At the bottom of the statement there is a download button. But when I download to microsoft money, everything is 100x more than it should be.

daveram13

No

Still offering best interest rates to new customers only!

gem4

Average

Happy with most of it.
Not happy with how long it takes my internet transactions to move to and from it.
Not happy with not being able to see a list of who I can send payments to until I've entered an amount to pay.
Happy with the 5% interest, but did I just read earlier that it's due to end?? hmm...only a temporary 5%? I must have missed that bit.

jonathan_67

Average

Had been with A&L for about 12 years. I never had any problems with them, even when I've upgraded acounts. Trouble is, they only seem to be interested in new customers. When their special offers end, their rates become pretty average!

K9cuddles

No

I can't stand A&L... banked with them for about 6plus years, got stictched up with charges. Fed up with there long queues all the time in there branches. So I got rid 9 months ago. However I have just signed back up for a Premier Direct account.. but I don't plan to do anything but credit £500 and take it back out again!!!! I really HATE this bank!!!

Jolinar

Yes

No problems with A&L at all here, slight issues with DD's when the account was transferred but all was sorted out promptly over the phone.