Anyone Else Struggling For Motivation?

Verbatim

Hope things are looking up for you Southern Scouser.

God it's a long slog isn't? I sometimes think having the debt free date when it's so far away can seem like a downer. I know we're supposed to face reality but sometimes I'd rather dream and pretend my dfd is next year, not x years away.

Bit off track here. Perhaps we need to expect to fall off the wagon occasionally, the trick is to get back on soonish not think, "might as well be hanged for a sheep as a lamb" and carrying on splurging. I had a splurge last week and very nice it was too. No regrets, but back to the budget now.

kathfisch

Batgirl wrote:

my conclusion is Katfisch you are mean

Oh no, there I go being misunderstood :doh: ! I laugh with you ss, not at , I promise!

I'm just as bad with silly unnecessary spending, its a sympathetic and understanding laugh!

You seemed to know how to laugh at the situation but apologies if I have offended you

southernscouser

kathfisch wrote:

Oh no, there I go being misunderstood :doh: ! I laugh with you ss, not at , I promise!

I'm just as bad with silly unnecessary spending, its a sympathetic and understanding laugh!

You seemed to know how to laugh at the situation but apologies if I have offended you

Hey don't be daft I think she was laughing at me aswell! :rolleyes: :rotfl:

They are nice mats though! Quite a few people have said so! Maybe they weren't such a stupid buy! :think:

Who am I trying to kid! :doh: :rotfl: :rotfl: :rotfl:

kathfisch

southernscouser wrote:

Hey don't be daft I think she was laughing at me aswell! :rolleyes: :rotfl:

They are nice mats though! Quite a few people have said so! Maybe they weren't such a stupid buy! :think:

Who am I trying to kid! :doh: :rotfl: :rotfl: :rotfl:

Oh good, was worried for a minute

There's no point regretting the mats, just enjoy them and get your money's worth!

P.S. Back to the topic.... I know exactly how you feel losing motivation sometimes. I don't have any particular strategy except to try to distract myself for a few days. Not by spending, obviously, but hobbies, exercise etc. I also don't look at budgets etc, don't stare at excel spreadsheets willing the totals to reduce spontaneously. After a few days I find my enthusiasm returns and I can get on with it, putting any (smallish) overspends behind me and start afresh. Best of luck!

James240

ahhhh dont wory SS know whatu mean though for direct debits to come out cos im just itching for more payments to come out for my loan and then payday to come round so i can pay off more off the loan

dont worry mate we have all been there and are 100% behind u mate :beer:

Batgirl

I was only joking I don't think your mean at all, you have just obvoiusly becaome friends enough with SS to take the mick out of him. I must say though that when you say "Get your moneys worth" out of the mats, i'm not sure if you ever will even if you sleep on them and eat off them they cost £160 :rotfl: :rotfl: :rotfl:

southernscouser

kathfisch wrote:

Oh good, was worried for a minute

There's no point regretting the mats, just enjoy them and get your money's worth!

P.S. Back to the topic.... I know exactly how you feel losing motivation sometimes. I don't have any particular strategy except to try to distract myself for a few days. Not by spending, obviously, but hobbies, exercise etc. I also don't look at budgets etc, don't stare at excel spreadsheets willing the totals to reduce spontaneously. After a few days I find my enthusiasm returns and I can get on with it, putting any (smallish) overspends behind me and start afresh. Best of luck!

You know what kath, you might have hit on something there! Everyday I look at my CC balances online even though I know they haven't gone down! Perhaps from now I'll just do it once a week or so!

kathfisch

Batgirl wrote:

I was only joking I don't think your mean at all, you have just obvoiusly becaome friends enough with SS to take the mick out of him. I must say though that when you say "Get your moneys worth" out of the mats, i'm not sure if you ever will even if you sleep on them and eat off them they cost £160 :rotfl: :rotfl: :rotfl:

Ah good, I can sleep easy tonight!

So, *new thread idea*, "How can southern scouser get full value from a set of car mats?" :think:

Just kidding

southernscouser

Batgirl wrote:

I was only joking I don't think your mean at all, you have just obvoiusly becaome friends enough with SS to take the mick out of him. I must say though that when you say "Get your moneys worth" out of the mats, i'm not sure if you ever will even if you sleep on them and eat off them they cost £160 :rotfl: :rotfl: :rotfl:

£160! :eek:

They were £60 batgirl! :rotfl:

Even I'm not that stupid to pay £160 for car mats! :rolleyes:

Then again.............................! :think:

:rotfl:

Batgirl

Sorry thought they were £160. Was thinking that £60 is really quite cheap perhaps you SHOULD upgrade to some for £160 :rotfl: