help please!!!!

mozl01

I have had a response from the FO, Not Good they have said the freemans were regulated by a Consumer Credit Licence until 2007 so they can't investigate and gave me the Finance Leasing Association details I contacted them and they have said that freemans isn't one of theirs I really don't know where to go from here

can someone please help ????????????

di3004

mozl01 wrote: »

I have had a response from the FO, Not Good they have said the freemans were regulated by a Consumer Credit Licence until 2007 so they can't investigate and gave me the Finance Leasing Association details I contacted them and they have said that freemans isn't one of theirs I really don't know where to go from here

can someone please help ????????????

Hi there

I hate it when that happens......:mad:, so sorry to hear of that and its annoying when they tell you to go to the FLA and they can't help either.

Do you know roughly the amount your asking for?

You could make an appointment with your local CAB and sometimes they have a free solicitor, but check with the CAB first, find out when they are available and ask them if they are able to suggest anything for you.
But be careful of these claims companies that charge upfront on fees etc.

Hopefully the CAB can try to help and lead you in the right direction with this.

There is Small claims court, but again you don't want to lose money or lose a lot of your reclaim, but a little info on this link here:
http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/CourtClaimsAndBankruptcy/DG_10023133

Check that link out as well, as I do not actually know how these claims works through small claims, and hopefully someone will be along with some useful info and advice for you soon.;)

mozl01

I will have a look at that and let you know the outcome thank you very much:D the one thing the the FO have said is that I started my policy in 2001 so they can't help but I only cancelled it a couple of months ago as I didn't realise that I could cancel it will this make a difference as to if the FO can help ??????:eek: I am going mad with this as I am doing the same for my dad and he has had all knock backs from RBS Credit Card and Yorkshire Bank I am still waiting on Black horse

mozl01

Hi all,

Does anyone know if you have a CCJ with a bank paying back a loan at a certain amount a month could I still claim back the PPI ??????

If anyone has the answer please could you let me know

Cheers

di3004

mozl01 wrote: »

Hi all,

Does anyone know if you have a CCJ with a bank paying back a loan at a certain amount a month could I still claim back the PPI ??????

If anyone has the answer please could you let me know

Cheers

Hi there mozI01

As far as I am aware yes you can unless someone else confirms otherwise.
As you have been out of pocket due to this, good luck.;)

mozl01

Hi

After doing a little digging I have found that Freemans are regulated by

The Mail Order Traders Assocition
P.O. Box 51909
London,
SW99 0WZ
just google it :j

They have quite a lot of members if this is any use to anyone ?????

di3004

mozl01 wrote: »

Hi

After doing a little digging I have found that Freemans are regulated by

The Mail Order Traders Assocition
P.O. Box 51909
London,
SW99 0WZ
just google it :j

They have quite a lot of members if this is any use to anyone ?????

Hello there

Thanks for posting this, I'm sure this will be useful.:T:j;).

mozl01

HI all just to let you all know that the mail order traders assocition have wrote to me and told me that they are going to invesigate my claims and I should here within the next 4 to 6 weeks (hope so)

Also I sent a second letter to the Yorkshire Bank for my dad and it been 3 weeks and he has heard nothing should I go straight to the FO ????

Many Thanks

di3004

mozl01 wrote: »

HI all just to let you all know that the mail order traders assocition have wrote to me and told me that they are going to invesigate my claims and I should here within the next 4 to 6 weeks (hope so)

Also I sent a second letter to the Yorkshire Bank for my dad and it been 3 weeks and he has heard nothing should I go straight to the FO ????

Many Thanks

Hi there
Thanks for informing us, good luck with this.

In regards of your dads, as long as the full 8 weeks they are entitled to have passed and you have not heard, then you can then move on to the FOS. Good luck.;)

mozl01

Hi All,

Well I have received a letter from freemans still saying that I am not intitled to anything after writing to the FO they couldn't help me so I had to write to the Mail Orders !!! Freemans now say that I have made a claim in 2006 which I haven't I did enquire but didn't take action. So where do I go from here any suggestions

Also I wrote to Studio cards to which they wrote to me and insluted me with a offer of my last PPI payment which was all of 1p when for years I havebeen paying upto £50.00 per month I sent them a second letter and I haven't had a response please help this is doing my head in :eek: