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Re: Really Upset - Need Help - Feel Conned
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You have already been given good advice by your own solicitor that this would not be in your best interests, so just tell your boyfriend that - end of discussion as far as you are concerned.0
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It's unanimous. None of us think you should sign.
It is possible that this is something his solicitor suggested rather than him, so do give him the benfit of the doubt, but you do need to get the Declaration of Trust sorted.
You are not stupid, and if he is going to try treating you as such, it is clear he is going to have a surprise.
Good luck!0 -
You have a good solicitor ... Stick to your guns.Mortgage started on 22.5.09 : £129,600Overpayments to date: £3000June grocery challenge: 400/6000
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i cant beleive that your boyfriend bought this up with his solicitor with out even talking to you about it.
when i purchased my house my boyfriend had to sign something as he lives here but isnt on the mortgage. not sure if its the same but he was advised by my sols to see solicitor as she couldnt act for him due to conflict reasons.
I still cant beleive he had the cheek not to talk it over with you0 -
Let us know what you decided and how your conversation with you boyfriend went when you got home0
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sunnysea83 wrote: »i cant beleive that your boyfriend bought this up with his solicitor with out even talking to you about it.
when i purchased my house my boyfriend had to sign something as he lives here but isnt on the mortgage. not sure if its the same but he was advised by my sols to see solicitor as she couldnt act for him due to conflict reasons.
I still cant beleive he had the cheek not to talk it over with you
Couple of things. Firstly, we don't know that the boyfriend did bring this up with his solicitor.
The thing you signed probably related to an occupier's rights form - very different.0 -
If you are friendly of course you would let him remortgage to a lower rate for the same amount.
If you split up what are the reasons you would stop him remortgaging if it didn't effect the amount owed? Only if you wanted to use the situation to persuade him to reduce the level of mortgage. You may want to do this if the equity was eaten up by reduced prices or he had arrears or you wanted the place sold.
As he has the power (by paying the mortgage) of getting the place repossessed and arrears eating into your equity, you may feel justified in having this control. But explain to him that htat is the only situation that it would be important. So if he has no intention of using the mortgage to manipulate you, it shouldn't be an issue.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
hi there peops. so far my solictor has agreed the land registry states in joints name ie i'm noted. secondly she has stated he can re-mortgage but only for the same amt without my permision, so i have a roof over my head.
i think thats fair so will just wait outcome!0 -
newbie2009 wrote: »hi there peops. so far my solictor has agreed the land registry states in joints name ie i'm noted. secondly she has stated he can re-mortgage but only for the same amt without my permision, so i have a roof over my head.
i think thats fair so will just wait outcome!
What did your boyfriend say? Was he OK about it all?Never give up the dream! :beer:0 -
newbie2009 wrote: »More than welcome to come round but just found out whats worse is that his solicitor has advised him that my solicitor is out for the money!!! the cheek! me thinks maybe his solicitor is?!
I'm afraid I don't understand what he says his lawyer is now suggesting, if you should have something that shows that you owe 2/3rds or not, your first email was not clear.
However, this claim above sounds very worrying to me. I don't believe any lawyer would have said this, it would be totally unprofessional and could cause him to be struck off if he went around defaming other lawyers.
If his lawyer didn't say it, then your partner made it up. This is abusive behaviour from a control freak, trying to disparage your advisor in order to manipulate you into signing something that you don't want.
I may be totally wrong, I've never met the guy and am only relying on your (not very clear) explanation of what is happening. However you need to ask, is he a toxic manipulator? If so you have bigger questions to consider.I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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