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Sub Prime Credit Thread Part III

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Comments

  • Woodyrocks
    Woodyrocks Posts: 1,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Got turned down for the mainstream CC I applied for. Guess I was over-reaching :p

    Not sure if it is worth trying to get them to reconsider (they mentioned things to include) as I have pretty hefty savings that should prove that I am good with money!
    DEBT FREE AND LOVING LIFE
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm going into town in a little while, so going to pop into HSBC and see if they can override the overdraft decline. I'll let you all know how it goes later. :)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Good Afternoon
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    I'm going into town in a little while, so going to pop into HSBC and see if they can override the overdraft decline. I'll let you all know how it goes later. :)
    Best of luck, let us know
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • CocoPopsLover
    CocoPopsLover Posts: 500 Forumite
    TheEffect wrote: »
    I'm going into town in a little while, so going to pop into HSBC and see if they can override the overdraft decline. I'll let you all know how it goes later. :)

    Good luck with that!!!!

    x
    'Sometimes you just need to keep your mouth shut'
    :j
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Afternoon !
  • evanjonesaber
    evanjonesaber Posts: 353 Forumite
    I'm back! And with good news! :D

    I have managed my finances, and paid off all my sub credit cards and removed them all - with the exception of my halifax pink card which I happen to like :D

    I have just been accepted for an Amex green card - so happy!
  • CocoPopsLover
    CocoPopsLover Posts: 500 Forumite
    evanjonesaber wrote: »
    I'm back! And with good news! :D

    I have managed my finances, and paid off all my sub credit cards and removed them all - with the exception of my halifax pink card which I happen to like :D

    I have just been accepted for an Amex green card - so happy!

    Congrats mate
    'Sometimes you just need to keep your mouth shut'
    :j
  • seeya23
    seeya23 Posts: 2,330 Forumite
    evanjonesaber wrote: »
    I'm back! And with good news! :D

    I have managed my finances, and paid off all my sub credit cards and removed them all - with the exception of my halifax pink card which I happen to like :D

    I have just been accepted for an Amex green card - so happy!


    well done mate
  • seeya23
    seeya23 Posts: 2,330 Forumite
    TheEffect wrote: »
    I'm going into town in a little while, so going to pop into HSBC and see if they can override the overdraft decline. I'll let you all know how it goes later. :)
    how did you get on ?????
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