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Sub Prime Credit Thread Part III

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    2013 ,

    Have you given up on saving?

    How much is owed?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Have you given up on saving?

    How much is owed?
    Am using my savings to pay down my debt. No point getting 4% interest if Vanquis is charging 40

    The default was for just over £200
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    just wondering if i was to apply for the barclaycard initial as they kinda suggest earnings of 10k or more

    i could say i'd earn that even though i'm on hourly pay and the amount of hours i'm currently doing and have been for the last month or so does make me on almost 12k

    so should i or shouldnt i?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Am using my savings to pay down my debt. No point getting 4% interest if Vanquis is charging 40

    The default was for just over £200

    Good idea using your saving that way.

    I would just pay it. Try ringing them and say you will pay 60% and ask them to settle it.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Littlewoods have increased my credit limit again, it now stands at £1100 it was £850.
  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    Littlewoods direct just upped my limit from £600 to £1350
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Good Evening.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Good Evening.


    hello stranger :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Afternoon !
    where are you lot today
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