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Sub Prime Credit Thread Part III

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  • cifpower
    cifpower Posts: 6,502 Forumite
    I have never had any problems with my credit file.

    I am pondering stopping paying for the Barclays account I was given a default for. I mean, what else can they do? Its only £10 a month but every little helps!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Equifax have finally added to to their Electoral Roll systems.

    I had to raise another dispute to get them to do it, they first said I wasn't showing but then I told them I was showing on Experian and voted in the Council and European Elections they finally added me. They're complete idiots IMO.

    Then make an application for a barclaycard or something equifax searches and watch you get accepted lol
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    just got a m jacksons cd from hmv on my new card only £4.99
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I have never had any problems with my credit file.

    I am pondering stopping paying for the Barclays account I was given a default for. I mean, what else can they do? Its only £10 a month but every little helps!

    It's up to you. when does it drop off anyway?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    seeya23 wrote: »
    just got a m jacksons cd from hmv on my new card only £4.99

    haha - rumour has it plastic fantastic will hold the top 10 all to himself.... lol, amusing! they are releasing several songs aren't they? Milking us to pay for his funeral cos the receivers - they say no! :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Then make an application for a barclaycard or something equifax searches and watch you get accepted lol

    Unfortunately I can't apply for Barclaycard as I don't earn enough money to qualify for one, I have too many searches and a satisfied default too.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Unfortunately I can't apply for Barclaycard as I don't earn enough money to qualify for one, I have too many searches and a satisfied default too.


    ermmm, hello sutton - did you send those letters I done for ya? If not then shame! You hassled me for ages for those lol :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ermmm, hello sutton - did you send those letters I done for ya? If not then shame! You hassled me for ages for those lol :mad:

    I did send them, but, I haven't heard nothing for either company.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ermmm, hello sutton - did you send those letters I done for ya? If not then shame! You hassled me for ages for those lol :mad:

    BTW hello NID.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    it's up to you. When does it drop off anyway?
    2013 ,
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