📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part III

Options
1563564566568569804

Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    edited 29 June 2009 at 9:28PM
    it took me over 10 years to get my hands on some cards
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    BigMan wrote: »
    I know! , I can remember having over £25k at my disposal in credit cards at one stage, but before you ask, my trust deed was nowhere near that amount!

    All I want is a credit card I can pay of every month

    Here's hoping

    Yeah I know what you mean there. My limits now are nothing in comparison to what they were. It will just be nice to see them gradually creep back up and soon when my credit reports are clean to actually go for mainstream cards that I can pick.

    After doing without credit for a few years even a small limit is refreshing though :)
  • duggie1982
    duggie1982 Posts: 717 Forumite
    cifpower wrote: »
    Tennis is much more exciting. Have already found myself shouting at the TV which is SOOOO not like me

    Me too! Never watched so much tennis ever since tonight. Prob only cause I watch anything in HD lol
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    Good morning
    Morning Seeya
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Applied for a Blackberry with Tmobile. Got accepted with no deposit or whatever. Ace!

    well done :beer::beer:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Applied for a Blackberry with Tmobile. Got accepted with no deposit or whatever. Ace!
    Congrats, what do you have on your credit file?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • claire6hy
    claire6hy Posts: 967 Forumite
    if using my sub prime cards well, and paying everything on time ( i have no defaults)
    does anyone think i will be able to get a loan with a good rate by xmas??
    (had cards since jan)
    THANK MEEE:j
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    If your income and credit file is good you should be able to get a loan. I would get rid of the vanquis card before you apply for the loan.
    Good luck
  • seeya23
    seeya23 Posts: 2,330 Forumite
    good evening to all
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.