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Sub Prime Credit Thread Part III

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Comments

  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    well my file is clear , no dodgy's or missed payments , went easy on the searches - so hopefully wont be a problem!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    londonuk2008 wrote: »
    Gold ..same as yours.Pay for the summer holidays on 0% opening offer.

    How long did it take for the card to come?
    Still worry its not going to come , mind you the customer service lady was very nice , and as I said called me back after 5 days!

    My PIN came after 2 days and card 3. You'll get card by Weds next week I expect.... remember they aint like a UK bank, the statements etc are ermmm, weird to say the least! lol

    Smart one - well done. :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    londonuk2008 wrote: »
    well my file is clear , no dodgy's or missed payments , went easy on the searches - so hopefully wont be a problem!

    yea, mine has the dodgy linked address - nightmare! But in a year or two all will be clear and i'll have superb history conduct! well done mate chuffed for you! :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    edited 12 June 2009 at 7:41PM
    Anyway a message to all sub-primers - 3 years ago my file was messy.Not good.Sorted myself out , and yes paid most balances fully (some settlements).

    Then..got Cap one/Vanquis/Additions (always had next and Barclaycard)
    then..
    JJB card
    Flybe -

    and then closed the Vanquis/Barclaycard (who upset me)

    My file now goes back with greens 6 years . On the elec roll.

    and now moving up well - but should never take for granted.

    So there is hope!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 12 June 2009 at 7:55PM
    GetAttachment.aspx&hm__qs=file%3dcbdf9125-d850-4452-ac11-ea07bb71095d%26ct%3daW1hZ2UvZ2lm%26name%3dQVRUMDAwMDI_3d%26inline%3d1%26rfc%3d0%26empty%3dFalse%26imgsrc%3dcid%253aspacer.gif%26shared%3d1&oneredir=1&ip=10.13.26.8&d=d4826&mf=0&a=01_dccd48b553a172367c6a8732e5699e8218f4d836edc4831d17dc3b5dbb7f6c3d ASDA CREDIT CARD APPLICATION

    Congratulations

    Dear N-i-D,

    After reviewing your details, we are pleased to confirm your application has been successful.

    blah blah blah....

    Your credit limit is £5,750 subject to final checks and verification.

    Wonder what that means - grrrrr....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    whats that for the link above the congrats is broke?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    londonuk2008 wrote: »
    whats that for the link above the congrats is broke?

    sorry image was from email - i've just typed it lol :beer:

    bet they decline me! 3rd time if so
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Well done mate!!last time I applied to them , they declined me due to affordability?and when I checked my Experian the limit they had put next to the search was £500!!!

    That was over a year ago...

    Anyway well done mate , can't beat that.....yet!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    londonuk2008 wrote: »
    Well done mate!!last time I applied to them , they declined me due to affordability?and when I checked my Experian the limit they had put next to the search was £500!!!

    That was over a year ago...

    Anyway well done mate , can't beat that.....yet!

    Yea I had that last two times, got accepted though with letter a week later declining me and both had £500 next to limit - must be the way they do it and the £500 is a default amount that they quote for lending....

    I prob get declined again mate, like 1st direct - got offered £6400 and then at last minute they said no - bummer! :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    well it looks good mate , having a instant accept!keep us informed...and change your SOS date!!again..

    Off for a meal now , so see you all soon!
This discussion has been closed.
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