Sub Prime Credit Thread Part III

never-in-doubt

CocoPopsLover wrote: »

I might have to use you for a few things never-in-doubt!

lol

oooh, yes please :grouphug:

londonuk2008

evening everyone , hows tricks?

never-in-doubt

londonuk2008 wrote: »

evening everyone , hows tricks?

you alright matey? Hows tricks..... did you have to commute the past few days - chaos! :mad::mad:

Wonder what underground was up to haha :rotfl: Maybe he's called overground now

londonuk2008

It was awful!walked home last night and got lost!

londonuk2008

anyway I heard back from Bank of Ireland....

never-in-doubt

londonuk2008 wrote: »

It was awful!walked home last night and got lost!

I know, you don;t realise how confusing it is til you have to take overground! I usually get cabs, too many back streets for my liking.... you never know, could bump into lots of 'vice' on way to Liverpool street! Lots of ermmm, sports bars

always seem to get distracted when I walk! :rotfl:

never-in-doubt

londonuk2008 wrote: »

anyway I heard back from Bank of Ireland....

the appeal was declined I guess? :mad:

londonuk2008

I didnt appeal .What happened was I applied , heard nothing - they called me to confirm a few details and heard nothing again...meanwhile credit checked and then checked again.I called to ask what was happening and was told it had gone to the underwriters , the lady said that was unsual , and could she take a number to call me. Anyway I forgot about it again , phone went and it was the same lady to say , 'youre application has been accepted and a agreement or paperwork has been sent out'!I then asked what sort of limit I was given ....and £4k!!!!!!!!

Wow..!

never-in-doubt

londonuk2008 wrote: »

I didnt appeal .What happened was I applied , heard nothing - they called me to confirm a few details and heard nothing again...meanwhile credit checked and then checked again.I called to ask what was happening and was told it had gone to the underwriters , the lady said that was unsual , and could she take a number to call me. Anyway I forgot about it again , phone went and it was the same lady to say , 'youre application has been accepted and a agreement or paperwork has been sent out'!I then asked what sort of limit I was given ....and £4k!!!!!!!!

Wow..!

excellent - well done jammy sod! card is smart - you got gold one or normal one? :beer: I got gold but its more black - its smart looking though! sad but true.

I started on £3k but got 2 reductions, due to dodgy credit file - arghhh! Now set at £1k, however should go up again in the next 3 months after 6mth usage!

londonuk2008

Gold ..same as yours.Pay for the summer holidays on 0% opening offer.

How long did it take for the card to come?
Still worry its not going to come , mind you the customer service lady was very nice , and as I said called me back after 5 days!