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Sub Prime Credit Thread Part III

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I might have to use you for a few things never-in-doubt!

    lol

    oooh, yes please :p :grouphug:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    evening everyone , hows tricks?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    evening everyone , hows tricks?

    you alright matey? Hows tricks..... did you have to commute the past few days - chaos! :mad::mad:

    Wonder what underground was up to haha :rotfl: Maybe he's called overground now :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    It was awful!walked home last night and got lost!
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    anyway I heard back from Bank of Ireland....
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    It was awful!walked home last night and got lost!

    I know, you don;t realise how confusing it is til you have to take overground! I usually get cabs, too many back streets for my liking.... you never know, could bump into lots of 'vice' on way to Liverpool street! Lots of ermmm, sports bars ;)

    always seem to get distracted when I walk! :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    anyway I heard back from Bank of Ireland....

    the appeal was declined I guess? :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    I didnt appeal .What happened was I applied , heard nothing - they called me to confirm a few details and heard nothing again...meanwhile credit checked and then checked again.I called to ask what was happening and was told it had gone to the underwriters , the lady said that was unsual , and could she take a number to call me. Anyway I forgot about it again , phone went and it was the same lady to say , 'youre application has been accepted and a agreement or paperwork has been sent out'!I then asked what sort of limit I was given ....and £4k!!!!!!!!

    Wow..!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I didnt appeal .What happened was I applied , heard nothing - they called me to confirm a few details and heard nothing again...meanwhile credit checked and then checked again.I called to ask what was happening and was told it had gone to the underwriters , the lady said that was unsual , and could she take a number to call me. Anyway I forgot about it again , phone went and it was the same lady to say , 'youre application has been accepted and a agreement or paperwork has been sent out'!I then asked what sort of limit I was given ....and £4k!!!!!!!!

    Wow..!

    excellent - well done jammy sod! card is smart - you got gold one or normal one? :beer: I got gold but its more black - its smart looking though! sad but true.

    I started on £3k but got 2 reductions, due to dodgy credit file - arghhh! Now set at £1k, however should go up again in the next 3 months after 6mth usage!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Gold ..same as yours.Pay for the summer holidays on 0% opening offer.

    How long did it take for the card to come?
    Still worry its not going to come , mind you the customer service lady was very nice , and as I said called me back after 5 days!
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