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Sub Prime Credit Thread Part III

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Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    i can not get a account with SDG it.s mad
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    The begining of October Brian.

    I haven't missed a payment on anything. I have loads of green 0's now. :D
    Surprised you didn't appeal Cap one..A few bank statements along with credit account statements should have helped to overturn it.
    The whole credit granting thing is a complete lottery :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    i can not get a account with SDG it.s mad

    That's totally crazy, IMO. I have 4 SDG accounts.

    Littlewoods £850

    Empire Stores £850

    Great Universal £750

    Littlewoods Extra £250

    Totaling £2700 :eek:

    But I can't get a Vanquis card, saying that my Equifax file is better than my Experian one. :rolleyes:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Surprised you didn't appeal Cap one..A few bank statements along with credit account statements should have helped to overturn it.
    The whole credit granting thing is a complete lottery :confused:

    One of my defaults is from Capital One. Paid it but you know what they're like. :rolleyes:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    That's totally crazy, IMO. I have 4 SDG accounts.

    Littlewoods £850

    Empire Stores £850

    Great Universal £750

    Littlewoods Extra £250

    Totaling £2700 :eek:

    But I can't get a Vanquis card, saying that my Equifax file is better than my Experian one. :rolleyes:
    Greedy sod :rotfl::rotfl:
    You will NOT take my crown as the mail order KING :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    One of my defaults is from Capital One. Paid it but you know what they're like. :rolleyes:
    Somebody else on here (can't remember who) defaulted Cap one then a few years later got another with a big limit..something like £1100 ish :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Greedy sod :rotfl::rotfl:
    You will NOT take my crown as the mail order KING :beer:
    I'm chasing you down :rotfl:

    I've got - 4 SDG, Grattan, Next, and Jacamo.

    That's 7 Cataogue accounts. :o
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've equaled your titles. :rotfl::rotfl: :D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Somebody else on here (can't remember who) defaulted Cap one then a few years later got another with a big limit..something like £1100 ish :confused:

    Bloody typical!! I'm unlucky with credit. Self inflicted though :(, I should of kept up repayments on my Credit cards when I was younger. :o
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    I've equaled your titles. :rotfl::rotfl: :D
    Im not having it..stamping feet :p Next..here I come..or maybe great universal :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
This discussion has been closed.
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