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Sub Prime Credit Thread Part III

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Comments

  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Would it be illegal if I made an application for and OD but put my future employment details down, as I start a full-time job on 12th June (two weeks). Currently only part time. Is it a bad idea?
  • cifpower
    cifpower Posts: 6,502 Forumite
    As they ask for your current employment details and you are not currently employed full time it would be classed as fraud.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    TheEffect wrote: »
    Would it be illegal if I made an application for and OD but put my future employment details down, as I start a full-time job on 12th June (two weeks). Currently only part time. Is it a bad idea?
    Would wait in all honesty, more so as you have just applied to Barclays as well...Any inaccuracies may flag National Hunter attention,
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ok, was just making sure. I'm not actually applying for anything. Still waiting for halifax and first direct to remove the search, and to start getting paid full-time money.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    how long is it befor you can ask for a upgraded with abbey
  • cifpower
    cifpower Posts: 6,502 Forumite
    6 months normally
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    seeya23 wrote: »
    how long is it befor you can ask for a upgraded with abbey
    For you...about 10yrs probably :rotfl::rotfl:
    Would imagine it is around 6 months of good account conduct..Sutton will know more :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    how long is it befor you can ask for a upgraded with abbey

    What are you wanting to upgrade to?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    Ok, was just making sure. I'm not actually applying for anything. Still waiting for halifax and first direct to remove the search, and to start getting paid full-time money.

    My Brother applied for Halifax last week and they declined him without even doing a credit search. :confused:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i ve been with natpest for 6 years now and no upgraded
This discussion has been closed.
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