Sub Prime Credit Thread Part III

Brian1966

sutton111 wrote: »

Bloody typical!! I'm unlucky with credit. Self inflicted though , I should of kept up repayments on my Credit cards when I was younger.

We all make or have made mistakes..thats why we are here...funny thing is though..we are PROBABLY a BETTER risk now having made mistakes which will not be repeated

seeya23

Brian1966 wrote: »

Im not having it..stamping feet Next..here I come..or maybe great universal :rotfl:

great universa it is

sutton111

Brian1966 wrote: »

We all make or have made mistakes..thats why we are here...funny thing is though..we are PROBABLY a BETTER risk now having made mistakes which will not be repeated

I hope so Brian!

robbo990

Evening peeps

seeya23

Evening rbbo

robbo990

How is everyone?

Brian1966

sutton111 wrote: »

I hope so Brian!

The credit industry does seem silly though..
If I go out tomorrow after drinking 12 pints I will fail a breath test, get banned..3 years max but possibly one year..May in the process hit something or somebody :eek: I will pay a fine..serve my ban and come back ..all forgiven..
Now..miss some repaymets to Littlewoods..get a default and it 'hurts' me for 6 years..where is the logic

sutton111

Brian1966 wrote: »

The credit industry does seem silly though..
If I go out tomorrow after drinking 12 pints I will fail a breath test, get banned..3 years max but possibly one year..May in the process hit something or somebody :eek: I will pay a fine..serve my ban and come back ..all forgiven..
Now..miss some repaymets to Littlewoods..get a default and it 'hurts' me for 6 years..where is the logic

I know, it's ridicules.

ElkyElky

I sent Capital One a secure message giving details of my trip to Portugal. At the end of the message, I asked why I have not received a limit increase in over a year, and what I could possibly do to improve my chances of getting an increase.

Unsurprisingly, they responded with a very large reply, giving details about using my card abroad and the fees and so on. They seemed to ignore my question regarding my credit limit and neglected to respond to that.

That pretty much sealed my fate with Capital One and as of tomorrow, I shall do a balance transfer and gladly flush my Capital One card down the toilet, where it belongs. :rotfl:

seeya23

robbo990 wrote: »

How is everyone?

im doing fine you