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Sub Prime Credit Thread Part III

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  • seeya23
    seeya23 Posts: 2,330 Forumite
    good evening to all

    where is everyone now dayssssssssssss ???????
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    davethorp wrote: »
    My partner's SimplyBe and Home Essentials accounts have both been stuck on £100 for ever. She isn't happy I get handed the increases and a credit card but she doesn't :D:D
    That's weird not getting any increases.
    Does she use the accounts? If not it may be worth spending £50 on each, paying it off say in 2 halves to see if it makes a difference :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I want to apply for a Barclays Bank Account. I have no idea why. Want to get rid of HSBC. Using Lloyds TSB as my main account at the moment.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    TheEffect wrote: »
    I want to apply for a Barclays Bank Account. I have no idea why. Want to get rid of HSBC. Using Lloyds TSB as my main account at the moment.

    i would go for it
  • cifpower
    cifpower Posts: 6,502 Forumite
    Just making my tea using a Loyd Grossman bolognese sauce. Not impressed. For a start it has carrots in it :eek:
  • cifpower
    cifpower Posts: 6,502 Forumite
    TheEffect wrote: »
    I want to apply for a Barclays Bank Account. I have no idea why. Want to get rid of HSBC. Using Lloyds TSB as my main account at the moment.
    If you are happy with LTSB why waste another search on Barclays?
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    If you are happy with LTSB why waste another search on Barclays?

    I have no idea. I just want a Barclays current account... I like the debit card? :rotfl:

    I haz problemz! :p
  • cifpower
    cifpower Posts: 6,502 Forumite
    I despair. I really do.
  • Rose123
    Rose123 Posts: 397 Forumite
    I just realised why barclaycard declined me for the initial credit card, im such a fool because i never read this before.....

    If you have had multiple missed payments on an credit agreement in the last 12 months and I had a late payment showing as a 1 on my credit file in August 2008 and Again in September 2008.

    Im an idiot, even I must say, wasted search for nothing, lol, i really thought I had read it properly, obviously not!
    Official SOS Club number 014 - Dry until 29.11.09
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    cifpower wrote: »
    Just making my tea using a Loyd Grossman bolognese sauce. Not impressed. For a start it has carrots in it :eek:

    A lot of bolognese sauces do. Gordon Ramsay's recipe for it does and thats the one we make most often
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