Sub Prime Credit Thread Part III

Brian1966

bigbum wrote: »

:eek::eek::eek::eek: - And on that bombshell, i'll retire to my boudoir :eek:.

Well, have fun with your...Listerine and i'll catch you around.

Bye peeps.

Don't let the spooks getcha!

Night baby.. cumming (whoops wrong spelling) to a town near you soon :rotfl::T

duggie1982

I think we are going to need a age verification page before we get on this board :rotfl:

seeya23

Good morning to all

ElkyElky

Some months ago, I unfortunately went over my Capital One limit by 8p. Purely accidental. The very same day that it went over the limit, I made a payment to bring it way below the limit.

The puzzling thing is that I wasn't charged for going over. I expected to be charged £12 but wasn't.

Because they didn't charge me, would that mean they did not put anything on my credit report about it?

davethorp

Well I wasn't happy my JD Williams limit remained on £900 this month. However my fashion world limit has finally increased for the first time since I opened the account in January and now stands at £200 which is nice

Rose123

ElkyElky wrote: »

Some months ago, I unfortunately went over my Capital One limit by 8p. Purely accidental. The very same day that it went over the limit, I made a payment to bring it way below the limit.

The puzzling thing is that I wasn't charged for going over. I expected to be charged £12 but wasn't.

Because they didn't charge me, would that mean they did not put anything on my credit report about it?

call and ask them because i similar thing happened to me and they never mentioned anything to the CRA's

seeya23

good afternoon to all

Brian1966

davethorp wrote: »

Well I wasn't happy my JD Williams limit remained on £900 this month. However my fashion world limit has finally increased for the first time since I opened the account in January and now stands at £200 which is nice

Fashion world has been slow for me at increasing limits, this one started at £200 last oct and took ages to increase, now at £600. Similarly Simplybe has stayed on £900 for a while.
Jd's went from £700 to £1100 but no increase this month.
Paid my 3rd Littlewoods direct and Empire statements so hopeful of a little bump there :beer:

seeya23

my jacamo limit went from 700 to 1100 as well

davethorp

Brian1966 wrote: »

Fashion world has been slow for me at increasing limits, this one started at £200 last oct and took ages to increase, now at £600. Similarly Simplybe has stayed on £900 for a while.
Jd's went from £700 to £1100 but no increase this month.
Paid my 3rd Littlewoods direct and Empire statements so hopeful of a little bump there :beer:

My partner's SimplyBe and Home Essentials accounts have both been stuck on £100 for ever. She isn't happy I get handed the increases and a credit card but she doesn't :D