Sub Prime Credit Thread Part III

nuttytart26

I already have a Vanquis card which I clear in full each month, have just applied for an Aqua card as I really need to build up my credit score as all my nasties are due to come off it next year. Fingers crossed x

TheEffect

bigbum wrote: »

How lovely to get an unexpected 'windfall' :beer:. You've got 2 more pieces of good luck to come your way. These things happen in 3's :T.

In that case, I better apply for two credit cards. :rotfl:

seeya23

rrrrrrrrrrrrrrrrrrrrrrrrr newcastle ARE RELEGATED LOL

duggie1982

seeya23 wrote: »

rrrrrrrrrrrrrrrrrrrrrrrrr newcastle ARE RELEGATED LOL

And Rangers are the Champs in Scotland!! :T

Would be out getting drunk but had to leave Ibrox early to get packed for my holidays the morra. Going to Majorca.

bigbum_2

nuttytart26 wrote: »

I already have a Vanquis card which I clear in full each month, have just applied for an Aqua card as I really need to build up my credit score as all my nasties are due to come off it next year. Fingers crossed x

Hiya,

Can i ask how long have you had the card and what was your starting credit limit? Any increases at all?

Good luck with Aqua :T

Cheers :beer:

Dannydebt

I Have been using my Vanquis card quite a lot over the last few days, and yesterday I used it 3 times before getting to ASDA and having it declined (Not actually declined message but a issuer could not authorize the transaction message), so I tried a Pay-at-Pump and the transaction was canceled !, I phoned Vanquis but they were closed, but the guy on their lost and stolen line reckoned it might have been blocked if I had used it quite alot, but I still had over £600 available, he recommended I call them back on Tuesday when they reopen, but today I tried it again (Also in ASDA) and it worked fine, any ideas ?, is it blocked or a Vanquis System problem.

victor-meldrew_4

Dannydebt wrote: »

I Have been using my Vanquis card quite a lot over the last few days, and yesterday I used it 3 times before getting to ASDA and having it declined (Not actually declined message but a issuer could not authorize the transaction message), so I tried a Pay-at-Pump and the transaction was canceled !, I phoned Vanquis but they were closed, but the guy on their lost and stolen line reckoned it might have been blocked if I had used it quite alot, but I still had over £600 available, he recommended I call them back on Tuesday when they reopen, but today I tried it again (Also in ASDA) and it worked fine, any ideas ?, is it blocked or a Vanquis System problem.

i wouldnt worry.
o/h used to get hers declined/unauthorised at tesco,noware else though.never got an explination,but vanquis blamed tesco system.
or its just sequirity check.

never-in-doubt

LittleOne83 wrote: »

Thanks guys.
Have applied for Aqua, Vanquis and Capital One.
Aqua was a straight out no. Will keep everything crossed for the other two.

have a read of this thread..... May help you.

http://forums.moneysavingexpert.com/showthread.html?t=1626277

cifpower

Finally sold my car after 6 weeks of trying for a measly £200. Tax was up on Sunday and I needed it gone as I could not do a SORN

seeya23

cifpower wrote: »

Finally sold my car after 6 weeks of trying for a measly £200. Tax was up on Sunday and I needed it gone as I could not do a SORN

well done :beer::beer: