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Sub Prime Credit Thread Part III

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  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have 1 linked address that HSBC linked me to on Experian. Reason being that I lived with a family member last year for a few months, and changed my address with HSBC so I could get my bank statements sent to that address. I was still registered as living at my own house though, and spent the weekends at my house.... is it worth asking HSBC to remove the linked address on Experian? Is it having a negative effect on my credit report?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Brian1966 wrote: »
    On a SERIOUS note (if that's possible)
    I went into my Natwest branch today to pay my Shop Direct accounts and asked the cashier for details regarding the Ad gold credit card which pays cash back against the monthly fees for bank account.
    Within minutes I was invited to speak 'in private' lol to an advisor.
    Upshot being, computer says YES.. £1000 LIMIT. :beer:
    Not celebrating just yet though until card drops through letterbox although advisor said it is 100% guaranteed :D

    Mate remember this is something i've been saying a lot, I always get accepted for RBS cards - £3k limit, £2k limit, £500 limit - they vary but never get the card cos they actually do further processing after you return the CCA and proof they ask for.

    It is not guaranteed - but good luck lol
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning to all
  • cifpower
    cifpower Posts: 6,502 Forumite
    Ey up :D .
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Cif. How are you?
  • cifpower
    cifpower Posts: 6,502 Forumite
    I'm grand. Feeling better than yesterday. Just settling down to watch F1
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i ve got the football on
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Hello! Where you all been LOL??
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Does anyone know why Experian seas

    Your credit report has been viewed 9 times in the last three months
    Your credit report has been viewed 0 times in the last year

    Also, on my capital one statement, it seas 'Your interest this month has been worked out using 30.04% APR.... I thought it was 34.9%.
  • cifpower
    cifpower Posts: 6,502 Forumite
    seeya23 wrote: »
    i ve got the football on
    Last day of the season isn't it?
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