Sub Prime Credit Thread Part III

Bosie

:eek:

cifpower wrote: »

I keep getting letters from Littlewoods Direct with a £30 off £60 voucher asking me to open an account. They won't give me one!

I used the La Redoute catalogue a few times, paying with my debit card as I quite liked their stuff. Got quite alot of offers for their personal account - discounts etc. So went and applied, you've guessed it got 'Declined':o But I'm sure some time ago they were part of Empire/Redcats? Are they now part of Shop direct?
If so, they were one of my creditors in my bankruptcy:eek: So no wonder eh!

victor-meldrew_4

cifpower wrote: »

Searches are dropping off my Equifax file nicely

nice.had some drop off mine today.:j

victor-meldrew_4

Bosie wrote: »

:eek:

I used the La Redoute catalogue a few times, paying with my debit card as I quite liked their stuff. Got quite alot of offers for their personal account - discounts etc. So went and applied, you've guessed it got 'Declined':o But I'm sure some time ago they were part of Empire/Redcats? Are they now part of Shop direct?
If so, they were one of my creditors in my bankruptcy:eek: So no wonder eh!

no they are independant french cat.nid was accepted as was my o/h.we did think they were easy to get.

bigbum_2

Mightyowl wrote: »

Littlewoods are pestering me to open an account!
I purchased a few things back in October from they website but paid there and then. I was asked if i wanted to open an account but declined, ever since they have emailed me nearly every week and phone over 5 times..

It's strange how these companies operate .

Maybe i could exchange emails with you then i can open an account that way .

cifpower

Well I applied for a La Redoute account by ordering a shirt (found a code giving me 25% off + free p&p). Will keep you posted.

bigbum_2

Well done on the credit searches dropping off peeps :beer:

victor-meldrew_4

cifpower wrote: »

I keep getting letters from Littlewoods Direct with a £30 off £60 voucher asking me to open an account. They won't give me one!

will nobody in the group approve you.reason i ask is
littlewoods was my last one i got, and o/h ,they stated us both on 1050.
littlewoods direct started me on half that.
addittions direct which i got the week before littlewoods (not direct) was 300.
basicly with all our accounts the directs are lower limits.
so the question is if the criteria they have got for credit limits varies,then are some easier to be accepted for.????????????

victor-meldrew_4

cifpower wrote: »

Well I applied for a La Redoute account by ordering a shirt (found a code giving me 25% off + free p&p). Will keep you posted.

takes about five days,then you get the email.they only start with upto 300 limit

victor-meldrew_4

bigbum wrote: »

Well done on the credit searches dropping off peeps :beer:

how are you mrs possitive???????

cifpower

victor-meldrew wrote: »

will nobody in the group approve you.reason i ask is
littlewoods was my last one i got, and o/h ,they stated us both on 1050.
littlewoods direct started me on half that.
addittions direct which i got the week before littlewoods (not direct) was 300.
basicly with all our accounts the directs are lower limits.
so the question is if the criteria they have got for credit limits varies,then are some easier to be accepted for.????????????

I applied with Littlewoods and Littlewoods Direct and both refused me because of my default. I will not apply for any under the same company because I will probably get the same answer and I don't want the searches.