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Sub Prime Credit Thread Part III

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bigbum wrote: »
    Hey Brian.

    I was gonna call, but when i checked their website for a contact number, i saw they also offer loans. So stupidly i applied online for it, and lo, was rejected :rolleyes:.

    So no i haven't called them :cool:

    Ring them and ask, I was declined, infact when I log in it still says I've been declined, but, they claim I made 6 applications and the first one was accepted. Who bloody knows what they are on about as I never made 6 applications just 1. :rolleyes: :confused:

    Anyway they have accepted me so I'm pleased about that. :D
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    bigbum wrote: »
    Thanks for the info. I'll give 'em a call tomorrow :)

    How's things with you?
    I'm good thanks, only 2 more days then I have 10 days off work, cannot wait :j

    Loads of time to apply for new things.. yipeeee :rotfl:
    Hope you are ok and have better news on the work front :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I got a £1000 limit with 2 defaults for Cap One.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've had my 1st statement from Next and there is a CCA enclosed, shall I sign it? As it states if I don't I can't have a Directory card, I wouldn't mind one TBH.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Parki wrote: »
    I got a £1000 limit with 2 defaults for Cap One.

    Bloody hell, that's a healthy limit!!

    Are they satisfied?

    I've wriiten down my application number, shall I ring them or shall I wait?
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Yeah both satisfied recently. Still waiting on vanquis though and got rejected by aqua. So you have a chance.
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    sutton111 wrote: »
    Ring them and ask, I was declined, infact when I log in it still says I've been declined, but, they claim I made 6 applications and the first one was accepted. Who bloody knows what they are on about as I never made 6 applications just 1. :rolleyes: :confused:

    Anyway they have accepted me so I'm pleased about that. :D

    Weird, huh? At least you got it :T

    I think i should have you run my financial affairs for me. Can't you call them on my behalf? :rotfl:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Parki wrote: »
    Yeah both satisfied recently. Still waiting on vanquis though and got rejected by aqua. So you have a chance.

    How old are the defaults? :confused:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    I've had my 1st statement from Next and there is a CCA enclosed, shall I sign it? As it states if I don't I can't have a Directory card, I wouldn't mind one TBH.
    I would sign it, think it's 6 months of good account management to qualify for card but not sure as last time I applied they told me to go away stupid fool. :confused:

    May reapply for a laugh now I'm on Electoral roll and some good positive history :D
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    I would sign it, think it's 6 months of good account management to qualify for card but not sure as last time I applied they told me to go away stupid fool. :confused:

    May reapply for a laugh now I'm on Electoral roll and some good positive history :D

    When did you apply? I always think you have to buy something from them first and they just give you an account.
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