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Sub Prime Credit Thread Part III

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I applied for Capital One and I got 3 green ticks, I'm not sure what that means then it said they will write to me within 7 days. :confused:

    I won't hold my breath I expect a decline because I defaulted before. :rolleyes:
    Hiya mate,

    I got the three ticks and got a decline letter a few days later....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    sutton111 wrote: »
    How old are the defaults? :confused:

    Both are 5 years old. I also have a note on one of my accounts saying I am on a DMP that I am trying to get removed with NID's help.
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Brian1966 wrote: »
    I'm good thanks, only 2 more days then I have 10 days off work, cannot wait :j

    Loads of time to apply for new things.. yipeeee :rotfl:
    Hope you are ok and have better news on the work front :beer:

    Heeey!!!!:j

    You should be out and about on your days off. Ain't you got no other plans for your time off, apart from get in more debt? :p
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I got the three ticks, phoned up a few days later and was told I had been accepted and told my limit etc.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bigbum wrote: »
    Weird, huh? At least you got it :T

    I think i should have you run my financial affairs for me. Can't you call them on my behalf? :rotfl:

    I don't mind ring companies shouting and moaning. :o :rotfl:

    Sky are my Favourites to moan at. :rotfl:
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Parki wrote: »
    I got a £1000 limit with 2 defaults for Cap One.

    Impressive :eek:!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Bloody hell, that's a healthy limit!!

    Are they satisfied?

    I've wriiten down my application number, shall I ring them or shall I wait?
    Ring Em! :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Hiya mate,

    I got the three ticks and got a decline letter a few days later....

    That's what will happen with me!! :o :rolleyes:

    What's been happening about the Equifax S.A.R? :confused:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Ring Em! :D

    Don't worry I will. When I come back from the Gym tomorrow I will.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    When did you apply? I always think you have to buy something from them first and they just give you an account.
    Applied last September and again in October with no joy.
    Didn't attempt to buy anything apart from £3.75 for the directory.
    Wasn't on electoral roll though and my accounts, apart from bank were all recent so little history :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
This discussion has been closed.
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