Sub Prime Credit Thread Part III

sutton111

I wish Innocent would hurry up. I think he maybe struggling with the new sign-in proceeder on the Next website. :rolleyes:

Innocent_Guy

sutton111 wrote: »

I wish Innocent would hurry up. I think he maybe struggling with the new sign-in proceeder on the Next website. :rolleyes:

You plonker! - Its in my file in the car

Brian64

sutton111 wrote: »

Thanks Brian, so do I!!

I have a felling that they won't though. :rolleyes:

Keep positive
Whats your cf like at the moment,any luck with getting defaults sorted.

Innocent_Guy

Brian64 wrote: »

Keep positive
Whats your cf like at the moment,any luck with getting defaults sorted.

Brian you up for joining?

http://forums.moneysavingexpert.com/showthread.html?t=1697817

Innocent_Guy

Ciao! I'm off peeps. Night Night, No applying now!!!!!!!!!!!!!

Brian64

Innocent_Guy wrote: »

Brian you up for joining?

http://forums.moneysavingexpert.com/showthread.html?t=1697817

Done mate,see how long i last.

TheEffect

That's odd. I just logged onto Lloyds TSB and was greated with...

''We are sorry, we are unable to provide balance information for this account at present''

All my accounts showing ''Not Available''...

Edit - looks like it's back, just with some new offers like register my mobile for phone insurance now as it's not registered yet... lol

never-in-doubt

elle.woodz wrote: »

Hi Guys

*I have a fair number of searches showing up as 2 in April, one in March and one in Feb 2009 and some others in 2007 and 2008.

I hope you don't have searches from 2007 on your report..... the oldest they can go back is 12 months so in essence anything on there from 18th May 2008 and earlier should be gone!

You'll be fine with upto around 8-10 searches in a six month period, more than that may affect you but otherwise you have a good credit status by all accounts. Remember though, just cos you got a decline from bank A does not mean that bank B will decline as each use their own scoring methods.

never-in-doubt

davethorp wrote: »

The accessory card run by sygma is connected with JD williams. I've had my JD account since September last year and just got accessory card last week

Mate they are different organisations - JD simply sponsor the accessory card but the way you run your JD account will have no bearing on sygma decision. Bottom line is that the green [0]'s will be helping naturally, but nothing whatsoever from your JD account will help (there is no behaviour score or anything like that!)

never-in-doubt

davethorp wrote: »

On the same note NID has apparently been approved for a FD account. Madness

Dave - yea I got approved in principle mate, signed forms etc but not heard anything. I think it will be a decline, i've started a thread about it here so people can follow progress LOL:

http://forums.moneysavingexpert.com/showthread.html?t=1682195

Not heard anything as of today - Tuesday so hopeful to get news (bad of course) by end of the week :cool: