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Sub Prime Credit Thread Part III

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Comments

  • duggie1982
    duggie1982 Posts: 717 Forumite
    seeya23 wrote: »
    good evening to all

    Evening......
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    edited 13 May 2009 at 10:33PM
    Just looked and littlwoods have added my accounts to equifax. Weird as it says this

    New Credit Agreement Summary Company NameAccount TypeAccount NumberNew InformationLEGAL DIRECT RECOVERIES Mail Order Agency XXXXXX1400

    Why would littlewoods put legal direct recoveries on your credit file. I have littlewoods as well. I have not checked my equifax credit file yet.
  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    I had the following removal of account from Equifax, this was an account with Black Horse Finance and not as shown, so clearly Equifax are getting confused somewhere along the line!!

    41943529.jpg
  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    Also does anyone who has online Equifax access find they are slow to remove old accounts after six year period, I have three accounts registered at my previous address which should have been removed four days ago?
  • Just looked and littlwoods have added my accounts to equifax. Weird as it says this

    New Credit Agreement Summary Company NameAccount TypeAccount NumberNew InformationLEGAL DIRECT RECOVERIES Mail Order Agency XXXXXX1400

    strange?? are you going to enquire about it
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sscott5581 wrote: »
    Also does anyone who has online Equifax access find they are slow to remove old accounts after six year period, I have three accounts registered at my previous address which should have been removed four days ago?

    just log-in and send a message through dispute centre..... was it 6yrs from default date or 6yrs from last payment?

    where is your 6yrs coming from? they are usually quite good as automated..... if it was after last payment it could be 6yrs plus a month.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    Its six years from default and 1 six years from settlement, will send them a dispute tomorrow if they are not off by then.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mate I just had Littlewoods remove a default from my account and got groveling apology off them..

    the company should be called ILLEGAL DIRECT RECOVERIES!

    LOL
    LOL - Why would they call it something so ridiculous
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I received my new HSBC card today it still has the cheque guarntee function yey!


    Post the image Innocent please. :D
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    the visa debit plus one?

    can you post image mate - not seen it yet lol
    Will do mate
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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