How much DISPOSABLE income do you have each month?

wigginsmum

From one confirmed listophile to another - there's nothing wrong with you

queenofthedump

Once we have paid everything bills , food petrol we have zilch nadder, nothing, less than one ..................

but we do have love !!!!!!!


and now i have a better job we will have to wait and see

lilac_lady

Apologies to all - I posted this on the Silver Savers thread too, not realising that I couldn't do that without breaking the rules. This was my first post and I thought it would be intersting to compare the general MSE answers with the Silver Savers one. It was closed by Edinburghlass - sorry but now I know the rules. (and there was me - so chuffed at managing to suss out how to post !!) Ah well....

lilac_lady

Reading the postings it's amazing how many of us have around the same amount of cash to "play" with every month. I feel we are doing well. Keep going - we'll get there.

scottishspendaholic

Hi there,

I have £20 a week - which sounds loads but it goes really quickly!

Interesting to see what everyone else lives on!

scottishspendaholic x

sparklewing

At the moment while on sick pay after my bill direct debits come off I have minus £332. yup thats right minus lol. My dad makes up the shortfall cos he is the bestest daddy in the world.

When I was working after my direct debits came off was left with £370ish. And I thought I was poor then! How wrong I was. At least I know that when I get back to working I won't be so silly with money anymore.

So looking forward to my first pay packet once I get back to work I'll feel like I've won the lottery!

dinkylou

Oh my goodness.

Just worked it out! Not including petrol, food, car bills, socialising in the 'essential bills' I have £561 per month 'disposable' .

Makes it sound like alot but it doesnt seem as though I have that much 'spare' per month.

us,thecat&thedebt

we have quite alot of income over once paid bills and min payments on debts, put food on table and petrol in the car...

roughly £300-400 per month but we are throwing tht at the debts so keep about £50 per month each for spends...

out of this spends: hair cuts, lunch at work, going out ect ect

i spend mine every month but oh tends to save his up and spend on something bigger!!!

Bargain_Rzl

This is a really useful thread. Although I currently have a good disposable income and no debts to get out of, I've been trying to cost up life with a mortgage of 3.5x my salary. (As this is a position I'm thinking of getting into in a year or so's time.)

At the moment, even though I'm managing to put £500 a month into savings (this is because my accommodation costs are currently next to nothing) I am still living on a relatively large amount of money every month.

Reading this thread has made me realise that it should be "easy" (certainly not luxurious, but comparatively straightforward) to live on my current take-home pay even with £900 a month going out in basic living costs (mortgage, bills, insurance and London travel costs etc). I remember what a nice and comfortable life I seemed to have as a student, with approx £20 a week for food and everything else once my rent and bills were paid. Admittedly that was in York and this is London, but thanks everybody - you've made me realise that things should be manageable!

charlotte46

After a quick calculation i've got about 400 which sounded a lot to me. However i spend about 80-100 on petrol each month. About 100 on food (which you all will say thats too much) and i do go out a lot (nowhere near what i used to). Its made me realise that i need to find out where it all goes. Thank you.