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New Baby, New Start, BIGGG debts!!
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Yes yes lucielle thats very funny.... i guess i'm never going to live that one down!! :rolleyes:
Thank you for your kind words and support.
I have decided to revise my signature strip. Was getting depressing looking at all the individual debts so I decided to give a lump sum figure and my LBM figure. My god I had a lot of debt! I still do, but it's nice to see i've paid a chunk of it off. Will be nice to drop below £50,000 which is where i'm heading next month :jDebt Sept 2007 (1st LBM) - £63,000 :embarasseStarted DMP July 2012 (2nd LBM) - £34,000DFD (currently) - 12 years!
"Failure is not falling down, but refusing to get up."0 -
My first born was in his nappy for about 48 hours as he hadn't pooped, so I thought he was ok. It wasn't until the midwife pointed out how 'spongy' it was and she thought he might need changing. I did get the hang of it.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
a true money saving technique haha I love it x shattered now off to beddies xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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I'm going to have to admit to a cardinal sin - I may have to use the cards this month :mad::mad:
I've got four annoying direct debits coming to an end this month, amounting to £62. After that, they're gone and I won't have to pay them again. However, its going to eat into my petrol budget, so it looks like I'm using the cards for that.... I'm so annoyed!!
Sorry guys - not very DFW using your cards, but it is for an essential
Will try harder next month :ADebt Sept 2007 (1st LBM) - £63,000 :embarasseStarted DMP July 2012 (2nd LBM) - £34,000DFD (currently) - 12 years!
"Failure is not falling down, but refusing to get up."0 -
tut tut must try harder next month although next month its baby fun
hehe I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
How many days to go now Talisker, hope OH isn't too uncomfortable.
Good news that the direct debits are coming to an end. x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
hi, just reading your signature, you've really hit your debt - £15k down already.
hope everythings goes well with your OH and the baby.0 -
Hi talisker,
Is there anything you can sell on ebay, can you pull back any money from food spends maybe do the grocery challenge for a couple of weeks to find that £62.
Your doing so well and should be really proud and i hope everything goes well with the baby.
miemie0 -
Only 6 days til due date, although we both a feeling we may go over..... hopefully not too far over!!
I'll have a look round the house for any 'e-bayable' (is that a word?!) items, see what I can find. I may have to accept a couple of months of no debtbusting until my promotion pay kicks in, which won't be till the start of September at least. Got a month off work coming up to look after the new arrival, so can't do any overtime. Next month's pay should be ok, but August's pay will not be pretty!
If I can accept two months with not a lot shifting off the cards I can make a proper go of it in September again. Not ideal, but the best i can do
Having a nice quiet day in today - making the most of it, cause thats the last I'll have for about 18 years!Debt Sept 2007 (1st LBM) - £63,000 :embarasseStarted DMP July 2012 (2nd LBM) - £34,000DFD (currently) - 12 years!
"Failure is not falling down, but refusing to get up."0 -
All i will say talisker is enjoy the peace and quiet whilst you can especially if you have a boy, have sent DS out with his dad if i hear BUT WHHHHHHYYYYYYY one more time:mad:.0
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