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New Baby, New Start, BIGGG debts!!

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Comments

  • talisker78
    talisker78 Posts: 213 Forumite
    Thank you confuzzled,

    I was having a downer of a day then i found this post:

    http://forums.moneysavingexpert.com/showthread.html?t=1726065&page=1

    I think you've already contributed to it - I haven't laughed so hard in years. Its really cheered me up - and I'm now much more enlighted than I used to be, whether I wanted to be or not :rotfl:
    Debt Sept 2007 (1st LBM) - £63,000 :embarasse
    Started DMP July 2012 (2nd LBM) - £34,000
    DFD (currently) - 12 years! :o
    "Failure is not falling down, but refusing to get up."
  • **confuzzled**
    **confuzzled** Posts: 4,228 Forumite
    Why you having a downer of a day?? Is it just one of those days when you seem to get up and nothing goes right??? I had one of those yesterday:mad::mad:

    That thread is fab..........I'm subscribed so getting updated....some peoples stories are seriously shocking yet hilarious:rotfl:

    Will give you some tips for when your little one is growing up and becoming.....curious:rotfl::rotfl::rotfl:
    1.11.09 - debt = £45k:eek:
    [STRIKE]Car Loan = £0[/STRIKE] CCCS Total = £30,246.88 Total Debt Paid off - 32.78%
    DFD [STRIKE]Nov[/STRIKE][STRIKE]Sept[/STRIKE]Aug 2018:o Only 75 payments to go:)
  • talisker78
    talisker78 Posts: 213 Forumite
    Yeah just having one of those days where you wake up and think - 'will I EVER get out of this??!!'

    I'm ok now though, expecially after that thread - there are a lot of people with some interesting lives out there! I'm so sheltered in comparison!
    Debt Sept 2007 (1st LBM) - £63,000 :embarasse
    Started DMP July 2012 (2nd LBM) - £34,000
    DFD (currently) - 12 years! :o
    "Failure is not falling down, but refusing to get up."
  • **confuzzled**
    **confuzzled** Posts: 4,228 Forumite
    Ahh.... I know those days too well:rolleyes:
    Usually kicks in around 6pm for me as this is when I get home and realise for the umpteenth time that Dh and I are totally not on the same wavelength:mad: and he's been and bought a billion and 1 useless items...despite the fact I've told him over and over again that we HAVE to cut back!!!!
    Depressing but we'll get there eventually:D I assume your oh is nothing like mine......then again with all this time to herself before baby...........................:rotfl::rotfl:
    1.11.09 - debt = £45k:eek:
    [STRIKE]Car Loan = £0[/STRIKE] CCCS Total = £30,246.88 Total Debt Paid off - 32.78%
    DFD [STRIKE]Nov[/STRIKE][STRIKE]Sept[/STRIKE]Aug 2018:o Only 75 payments to go:)
  • talisker78
    talisker78 Posts: 213 Forumite
    I can completely empathise!

    Thankfully OH hasn't found the shopping channels - yet! :D

    It does make you want to hit your head against a brick wall though. Thankfully thats another day nearly over and I've managed to talk myself into everything being ok again.

    Roll on baby - give me some distraction - although i have a feeling i won't be saying that at 3am!
    Debt Sept 2007 (1st LBM) - £63,000 :embarasse
    Started DMP July 2012 (2nd LBM) - £34,000
    DFD (currently) - 12 years! :o
    "Failure is not falling down, but refusing to get up."
  • Keep up the good work, i wonder what wil we have to depress about when we are debt free after all w eall love something to moan about hehe ahhh how depressing i have a savings account with 10 k it should be 20k ahh such fun i can not wait :D .... hehe tesco loan for me is due to end in april the tight tiwts wont offer me any extra to clear credit cards i think of it as there loss !! lol xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    Hi Talisker, Have been lurking on your diary & just wanted to say well done for staying so positive even after not great news today. :T:D

    Do you know if the baby is a boy or girl? x
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • talisker78
    talisker78 Posts: 213 Forumite
    Hello Raini,

    We have tried very very hard not to find out if its a boy or a girl. We have succeeded so far. I really want a girl and OH wants a boy, but in the end neither of us care as long as baby is healthy and a girl.... sorry, I mean healthy.

    Had a fantastic result at Tesco today and got my revenge on them - wa ha ha!!! :grin:

    I had a wadge of money-off coupons for baby stuff, collected through various means, giving me £1 off here and there for different nappies and wipes etc. A lot of them said they couldn't be combined with other offers/discounts etc. Well, i thought sod it, nothing ventured nothing gained - so I used the self-checkout lanes at Tesco. I collected £29 of baby goods and after using all my coupons I only paid £3 - absolute truth!! I got four packs of nappies, three packs of wipes, baby talculm powder, a wet wipes storage box and a soft toy bear. :j

    It took my about 10 minutes just to scan all the coupons, but as it was the self-checkout lane no-one checked the coupons. :D

    So with that under my belt I'm feeling pretty darn good about myself today!
    Debt Sept 2007 (1st LBM) - £63,000 :embarasse
    Started DMP July 2012 (2nd LBM) - £34,000
    DFD (currently) - 12 years! :o
    "Failure is not falling down, but refusing to get up."
  • yay to coupon power woo woo im chuffed Mr tesco can kiss our bootys :D x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • lucielle
    lucielle Posts: 11,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well according to your calculations those nappies should last 6 months! Keep going with the debt busting, you are making progress.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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