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LLoyds TSB Vantage loophole

1246

Comments

  • Dagobert
    Dagobert Posts: 1,625 Forumite
    yes
    chris1 wrote: »
    Dagobert wrote:
    cheques and card would be very handy
    Seven would be a bit of an overkill though.
    Last year when I opened a £50K bond with CloseBrothers, I would have fancied drawing the cheques on interest bearing accounts.
    Dagobert
  • D1zzy
    D1zzy Posts: 1,500 Forumite
    yes
    Dagobert wrote: »
    That's if you don't want either.

    For anyone who wants to use these as instant access accounts (without dropping below £5K!) cheques and card would be very handy, particularly seeing as Faster Payments are not working, not reliably anyway.

    I now have 5 without cheque book etc and 1 with - am happy to move money on-line into the "with" account if I need to write a cheque & between debit cards, credit cards & loyalty cards -just can't cope with any more....
  • Dagobert
    Dagobert Posts: 1,625 Forumite
    yes
    D1zzy wrote: »
    between debit cards, credit cards & loyalty cards -just can't cope with any more....
    I have a Rolodex to organize my debit and credit cards.
    Dagobert
  • D1zzy
    D1zzy Posts: 1,500 Forumite
    yes
    Hmm - bit cumbersome to lug around the shops...
    ....So make decision before going out, which cards you need....
    That would involve a plan -also beyond me.;)
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    no
    D1zzy wrote: »
    Hmm - bit cumbersome to lug around the shops...
    ....So make decision before going out, which cards you need....
    That would involve a plan -also beyond me.;)

    Well I've just opened a second current account on line (classic), but had to ring up to add Vantage to it.
  • chris1
    chris1 Posts: 582 Forumite
    Part of the Furniture 100 Posts
    ffacoffipawb wrote: »
    Well I've just opened a second current account on line (classic), but had to ring up to add Vantage to it.
    Could you open it online without the extra cheque book and debit card?
  • sloughflint
    sloughflint Posts: 2,345 Forumite
    I opted out of cheque book ( phone application though).
  • dazeruk
    dazeruk Posts: 313 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    yes
    ffacoffipawb wrote: »
    Well I've just opened a second current account on line (classic), but had to ring up to add Vantage to it.

    How come you couldn't upgrade to Vantage online?
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    no
    dazeruk wrote: »
    How come you couldn't upgrade to Vantage online?

    Because I couldn't - I could only upgrade to the fee paying version on-line.
  • dazeruk
    dazeruk Posts: 313 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    yes
    ffacoffipawb wrote: »
    Because I couldn't - I could only upgrade to the fee paying version on-line.

    I had to click past all the fee paying accounts but I did get to the Vantage option eventually.

    Perhaps different people get different upgrade options.
This discussion has been closed.
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