LLoyds TSB Vantage loophole

Dagobert

yes

chris1 wrote: »

Dagobert wrote:

cheques and card would be very handy

Seven would be a bit of an overkill though.

Last year when I opened a £50K bond with CloseBrothers, I would have fancied drawing the cheques on interest bearing accounts.

D1zzy

yes

Dagobert wrote: »

That's if you don't want either.

For anyone who wants to use these as instant access accounts (without dropping below £5K!) cheques and card would be very handy, particularly seeing as Faster Payments are not working, not reliably anyway.

I now have 5 without cheque book etc and 1 with - am happy to move money on-line into the "with" account if I need to write a cheque & between debit cards, credit cards & loyalty cards -just can't cope with any more....

Dagobert

yes

D1zzy wrote: »

between debit cards, credit cards & loyalty cards -just can't cope with any more....

I have a Rolodex to organize my debit and credit cards.

D1zzy

yes

Hmm - bit cumbersome to lug around the shops...
....So make decision before going out, which cards you need....
That would involve a plan -also beyond me.;)

ffacoffipawb

no

D1zzy wrote: »

Hmm - bit cumbersome to lug around the shops...
....So make decision before going out, which cards you need....
That would involve a plan -also beyond me.;)

Well I've just opened a second current account on line (classic), but had to ring up to add Vantage to it.

chris1

ffacoffipawb wrote: »

Well I've just opened a second current account on line (classic), but had to ring up to add Vantage to it.

Could you open it online without the extra cheque book and debit card?

sloughflint

I opted out of cheque book ( phone application though).

dazeruk

yes

ffacoffipawb wrote: »

Well I've just opened a second current account on line (classic), but had to ring up to add Vantage to it.

How come you couldn't upgrade to Vantage online?

ffacoffipawb

no

dazeruk wrote: »

How come you couldn't upgrade to Vantage online?

Because I couldn't - I could only upgrade to the fee paying version on-line.

dazeruk

yes

ffacoffipawb wrote: »

Because I couldn't - I could only upgrade to the fee paying version on-line.

I had to click past all the fee paying accounts but I did get to the Vantage option eventually.

Perhaps different people get different upgrade options.