Friday 24/4/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning lovely dfw's,Yay it's Friday almost the weekend:j:j:jHope you all have a lovely day today.The sun is just breaking through again here. Got a coffee morning, contractors to deal with, a tenancy to sign up, then tea to cook for my oldies, so the day should pss quickly, booking day's holidy for Monday so long weekend ahead:D:D

Hugs to anyone feeling poorly or down, hope you feel better soon.


Today I will

• check online banking
• move money to savings
• update spreadsheets
• storecupboard lunch and tea with the oldies for free
• try for no spend day failed yesterdy at this
• water veggie seedlings

• more slug hunts

• do something from my 101 in 1001 challenge
• sparkle
• use lots of smilies to cheer me up
• recycle something
• one lot of laundry hokey cokey for OH
• little bit of ironing for me
• clean one room so no housework to do at weekend

• update blog
• swim and jacuzzi to use gym membership

Think that's about it for now, have a lovely day everyone.

bathgatebuyer

I'm off to gym tonight to make the most of my recently renewed membership (lost nearly half a stone in 3 weeks so far!);
Walking home from work tonight to save me the £1.20 bus fare;
Go to phone the mortgage guys to ask what I'm meant to do with the paperwork they sent me (they've sent conflicting instructions);
Eating in the staff canteen (baked potato and salad - 96p!)

mogchops

Wooo hooo, we are the early birds today!!:j

Good morning SM and everyone, no sunshine yet but I think its trying!!

Busy day today, lots to do!

- Check online banking (move money around to pay for tyres :eek:)
- Scratchies 2 x 10p (had an email from littlewoods saying get 50p for logging in today, but no 50p?? Does it get added later? )
- Shopping at Mr T with detailed list and MOCs
- Return from shopping and clean house
- Looking after my 18 month old nephew this afternoon - hence the clean house bit!! :rotfl:
- Younger DD (aged 6) is going for her first sleepover tonight!! She is really excited and looking forward to it - I am just hoping she will be ok!!!
- Stand on a chair in the conservatory with the hoover and suck up all the flippin cobwebs and dust round the roof :eek: its embarassing up there!!
- Spend some time with DH in daylight - he's just finished a week of lates! :rotfl:

Thats about it for now, have a super day everyone xxxx

DawnW

You are about bright and early SM!

Today I have / will:

Check online banking - (done, all as expected)

HM breakfast

See to animals and plants

Quick tidy up of kitchen

Catch train to London for a work meeting - not sure what time I will be back, quite late probably, so no long list for me today as I will probably be exhausted! Still, it is in a nice part of London, and I haven't been for a couple of months, so not all bad.

However, free lunch and coffee provided at meeting

Have a nice day everyone :j

pixiechick99

Good Morning!!!
Hooray.....I like it when you post early SM, means I can get my little list on here before work;)

Sooooo glad it's friday....I'm shattered after a week at work:rotfl:
I have a doctor appt at 9 so don't have to leave quite so early today, no point going to work at 8.30 and leaving at 8.45:p

Here's my plan for today.....

• check banking - ex's money arrived...only took a week from leaving his account
• scratchcards....25p TAB then double at St M's - 20p and 10p:D
• 50p for logging in too;)
• washing on quickwash now while weather good
• washing will go on the line
• lunch / drinks to work
• NSD - only buy things from Grocery budget
• Go collect my last NVQ unit from tutor (hooray!!)
• Meal from plan for tonight - chicken stir fry
• write next week's meal plan and shopping list
• use up toiletries, won't start new ones yet:p

That's enough for now.....better get ready for work now...
Have a fab Friday:j

PS Marru - Happy Birthday for yesterday, sorry I forgot to add it in yesterday's post of mine! Hope you had a fab day

pixiechick99

mogchops wrote: »

Wooo hooo, we are the early birds today!!:j

Good morning SM and everyone, no sunshine yet but I think its trying!!

Busy day today, lots to do!

- Check online banking (move money around to pay for tyres :eek:)
- Scratchies 2 x 10p (had an email from littlewoods saying get 50p for logging in today, but no 50p?? Does it get added later? )
- Shopping at Mr T with detailed list and MOCs
- Return from shopping and clean house
- Looking after my 18 month old nephew this afternoon - hence the clean house bit!! :rotfl:
- Younger DD (aged 6) is going for her first sleepover tonight!! She is really excited and looking forward to it - I am just hoping she will be ok!!!
- Stand on a chair in the conservatory with the hoover and suck up all the flippin cobwebs and dust round the roof :eek: its embarassing up there!!
- Spend some time with DH in daylight - he's just finished a week of lates! :rotfl:

Thats about it for now, have a super day everyone xxxx

Mogchops - sometimes I don't get the logging in bonus, even tho' I've had the email, don't know why (Makes me cross:mad:hahahaha)
I got my 50p today though.....and double scratchcards...go back and try again;)

Miss_Piggy_2

Good morning all you early birds!

I'm another one that loves it when this is on here early.....stops me vegging in front of the computer for an hours:rotfl:

TGI Friday...it seems to have been a very long week. Payday too - woohoo!

My list for today:

* Shopping - armed with a list which I WILL NOT deviate from!:rotfl:
* OH finishing early today as his hours are up, so won't have to drive Piglet the 10 miles to my Mums today. Saves on fuel.
* Encourage OH to do a car boot sunday
* Charge mobile at work
* Do any surveys that come through

Have good days everyone!

Miss P
xx

~Yorkshire_Belle~

Hello
Have a great DFW day - busy so BBL
Belle

noynoy

what scratchies do you do?
im with tab and butlins bingo..but not averse to joining a couple more!

scratches clickies
check banking
check for any freebies..im collecting all the free samples and putting them in a big basket for my boys to give to nanny at chrsitmas a free pampering kit as it where she likes to take the samples on her hols with her

later baby bounce and rhyme at the libary and meeting a friend and her twin 11 month olds and having a picnic at the local castle ruins and shes bringing cake ..so hopefully a nsd but still having a lovely day

washing all ready on the line

mogchops

millyscarlett wrote: »

Mogchops - sometimes I don't get the logging in bonus, even tho' I've had the email, don't know why (Makes me cross:mad:hahahaha)
I got my 50p today though.....and double scratchcards...go back and try again;)

Just went back & got the second scratchcard....but still no 50p! Dont think I'll query it though....seeing as I've only joined the site for the free scratchcards! :rotfl:

Essex-girl_2

Morning All.....its Friday :j

Todays list

• Checked online banking - no surprises
• SC - 10p
• Pincone survery to do:j
• Do any other surveys that arrive
• Washing to be line dried
• Dinner from menu plan
• Write a definate menu plan for next week & start online shop
• Pop into tescos as need washing powder and fruit for the weekend - will be strong & also only carry a basket
• Do at leat 1.5 hours in the office
• Make a carrot cake for the weekend nibbles.
• Look into making hm sausage rolls.
• Be positive and enjoy the free sunshine.