Banks cancelling overdrafts

pedro123456

naijapower..............tell your mates and have them put their experiences on this post.

Name and shame the banks.............RBS............ought to be Robbing Bank of Scotland.

RSA (Royal Scottish Assurance) same company as RBS.............bandits in a different dress.



Ta Pete

Lokolo

naijapower wrote: »

It seems the banks are not consistent with this overdraft issue.
Reading this thread, it seems:
If you use your O/D, it still gets removed.
If you dont use it, it still gets removed.
So, what do we do?

Its not using it, its how you use it.

digitalia

Isnt there an obudsman that people can take this to? If so many people went to them about it, it would be bought out ino the open wouldn't it? and then maybe the government would do something about it......or am i being naiive?
- Just thinking fight them back at their own game.

digitalia

I meant OMBUDSMAN!

digitalia

My other thought is to send them a letter telling them that they have occurred admin charges (for your paper, ink and time!) I know someone who did this once and surprisingly it was paid.

pedro123456

Digit............typical banks can do as they wish...............unanswerable.........

"tell me have you thought of mentioning this to the FOS (OMBUDSMAN)and or FSA......dont answer let me guess..........no...........because you have no idea(with respect) who they are are what they do..................In any case the the FOS wont get involved until the banks have kicked you around the streets for a while.....and when/if they get involved dont hold your breath...........you'll be looking at the best part of a year for a decision.

sorry Dig.........niave tell your mates post on here.

Ta Pete

Kcocolo.........you getting to be a bit like the tooth ache........can you just butt out for a while/..

Nomad25

I then tried to apply to get the overdraft back

Did they advise you of an arrangement fee?

Nomad25

Pedro

Your posts are hard to read, repetitive, do not contribute to this thread and are tiresome.

Lokolo has been posting, answering and helping people on this forum for some time, your track record does not compare.

So stop being silly and knock it off or admin will have no choice but to close the thread.

digitalia

pedro123456 wrote: »

Digit............typical banks can do as they wish...............unanswerable.........

"tell me have you thought of mentioning this to the FOS (OMBUDSMAN)and or FSA......dont answer let me guess..........no...........because you have no idea(with respect) who they are are what they do..................In any case the the FOS wont get involved until the banks have kicked you around the streets for a while.....and when/if they get involved dont hold your breath...........you'll be looking at the best part of a year for a decision.

sorry Dig.........niave tell your mates post on here.

Ta Pete

Kcocolo.........you getting to be a bit like the tooth ache........can you just butt out for a while/..

LOL. i am a bit naiive normally...no offense taken. Just cant get my head around thefact that no one will help the small people.

Spanish898

I_know_my_ABC_and_my_CMYK wrote: »

This not a good site anymore to ask about debt, cca agreements, sarn or dmp's. You would be better going here www.consumeractiongroup.co.uk you will get nothing but abuse on here.

Thanks mate...


I come on here though cos i love debating with a load of random people who all get so woundup so easily!! :rotfl::rolleyes: