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A trilogy in seven parts.....hypno's latest efforts
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How long do each student come for at a time?
Would one more take you til the summer?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
shaun ~your smillies are so good
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy new diary and loads of good luck for Sunday No longer using this account for new posts from 20130
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Happy new diary!
I can absolutely understand the wish not to have a student stay again and think this is a pivotal point in your thinking and your debt-busting journey. I have to admit there are times on your journey when I've wanted to scream at you to drop the debt-busting as it's appeared so all consuming. To read about your recent break and your forthcoming family holiday plans now wonderful. A couple more months paying debt for taking time with your family now, that's priceless.
Just a couple of ideas: Can you put in a hardship claim for the reclaiming of bank charges - just thought this might clear the Egg card.
And quite seriously, have you thought of getting this diary published?
I think Martin could help you out with this MARTIN - ARE YOU READING THIS?? :money:
If I think of anything helpful I'll add it, but I just wanted to say hello on your shiny new thread! PS: The offer made over the last year to do your ironing still stands (really). I can pop round one day in June
As I'm sounding as baarrkking as Shaun :eek: I'll sign off
PS: Good luck for Sunday 0 -
excuse me!!Deleted_User wrote: »As I'm sounding as baarrkking as Shaun :eek: I'll sign off
swop :eek: for :jWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
beanie - each student comes for a full school year, so they arrive at the end of August and leave after exams in June. Last year we also took in summer school students so we didn't get any sort of break from it really.
It may be that we give up the longer term student next year and have a couple more summer school ones instead. I still need to do the figures.
Hiphouse - shout away! However, after 8 years or so of bumbling along, the debt never went down - a couple of years of real effort and it has made a huge difference, so I dare not let up too much!
As for hardship, I am sure we wouldn't qualify - we are both working and don't claim any benefits etc, so surely they won't entertain the idea. We are skint, and there is never any money left, but the bank won't see it like that if there are two salaries coming in, surely?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hi Hypno,
Just thought I'd nip in and say hello.
Lovely new diary you have here, good luck for the Marathon on Sunday.
Catch you later,
Tea
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Love the new diary. Glad you are back from holiday. It always makes a good start to the day....your diary, scratch cards and a cup of tea! Thanks for the inspiration you give, I need lots of it at the moment, so shall follow with interest!£10 a day in September £23.97/£3000
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morning mrs
morning all
so
up at 11.15,,12.30..1.30,,2.20,,,,slept till 5,,gave up and got up at 6.14
head hurts through lack of sleep.....
one day he will finish teething:rolleyes:
they are out just not growing much!!
OK today's task,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
get through the day without falling sleep..
it woulzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
who ?what? where ???? page 3 must have nodded off
sleep !! sooooooooooooooo niczzzzzzzzzzzzzzzzzzzzzzWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0
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