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A trilogy in seven parts.....hypno's latest efforts
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And it is a very very long time since we have been there......
I'm still hoping to have it cleared by this time next year - I think I was a little optimistic in thinking I could have it cleared by Christmas though
aim high! even if you don't make it you might be close.
Have you decided if you will take another student on yet?Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
shaun40400 wrote: »
:rotfl::rotfl::rotfl::rotfl::rotfl:
Now, go and sit on the naughty step for being cheekySuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
skint_spice wrote: »Have you decided if you will take another student on yet?
I am trying really hard to not have another - I so so want to have a bit of a "normal" life for a change :rolleyes:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Woo-Hoo Happy new diary-you do realise the next one will be called waving good bye to the roaring twenties................as you hurtle into the teens .
Your journey has been truely inspirational Kimberley and I know you've spurred on so many people. This in itself is as much if not more of an achievement than the debt busting and you should be really proud of yourself.
OK enough of the serious stuff-who's got the Jaffas ?I Would Rather Climb A Mountain Than Crawl Into A Hole
MSE Florida wedding .....no problem0 -
I was on my way to FlyLady and I got distracted by your new diary sparkling away :rotfl:
Just in case I am attacked by the ever growing ironing pile I'll wish you well now for Sunday!
Your totals are looking good too - not long to go now x x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
I was on my way to FlyLady and I got distracted by your new diary sparkling away :rotfl:
I am always distracted on my way to FlyLady :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
I am trying really hard to not have another - I so so want to have a bit of a "normal" life for a change :rolleyes:
lots of meal planning and black belt frugality then! still doable...:DMortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »lots of meal planning and black belt frugality then! still doable...:D
It is one of the things I need to do - to do an SOA based on income without the student rent and see if it is doable - I don't want to cut off my nose to spite my face, and find myself short each month as a result. If we NEED to have another student, we will do so. But the more I can clear off the debt now, the more leeway in my budgets I can have.
If I get rid of my Egg loan, it will free up the same amount of money each month that we currently get from the student........Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Ooooohhh, shiny new diary :j
And good luck for SundayA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
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