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A trilogy in seven parts.....hypno's latest efforts

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  • skint_spice
    skint_spice Posts: 13,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    And it is a very very long time since we have been there......

    I'm still hoping to have it cleared by this time next year - I think I was a little optimistic in thinking I could have it cleared by Christmas though :o

    aim high! even if you don't make it you might be close.

    Have you decided if you will take another student on yet?
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    shaun40400 wrote: »
    sad-023.gif
    making-fun-054.GIF


    :rotfl::rotfl::rotfl::rotfl::rotfl:

    Now, go and sit on the naughty step for being cheeky :naughty:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Have you decided if you will take another student on yet?

    I am trying really hard to not have another - I so so want to have a bit of a "normal" life for a change :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Woo-Hoo Happy new diary-you do realise the next one will be called waving good bye to the roaring twenties................as you hurtle into the teens .
    Your journey has been truely inspirational Kimberley and I know you've spurred on so many people. This in itself is as much if not more of an achievement than the debt busting and you should be really proud of yourself.

    OK enough of the serious stuff-who's got the Jaffas ? :)
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    I was on my way to FlyLady and I got distracted by your new diary sparkling away :rotfl:

    Just in case I am attacked by the ever growing ironing pile I'll wish you well now for Sunday!

    Your totals are looking good too - not long to go now x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    penguin83 wrote: »
    I was on my way to FlyLady and I got distracted by your new diary sparkling away :rotfl:

    I am always distracted on my way to FlyLady :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    I am trying really hard to not have another - I so so want to have a bit of a "normal" life for a change :rolleyes:

    lots of meal planning and black belt frugality then! still doable...:D
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    lots of meal planning and black belt frugality then! still doable...:D

    It is one of the things I need to do - to do an SOA based on income without the student rent and see if it is doable - I don't want to cut off my nose to spite my face, and find myself short each month as a result. If we NEED to have another student, we will do so. But the more I can clear off the debt now, the more leeway in my budgets I can have.

    If I get rid of my Egg loan, it will free up the same amount of money each month that we currently get from the student........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ooooohhh, shiny new diary :j

    And good luck for Sunday sporty.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    now, go and sit on the naughty step for being cheeky :naughty:
    MSN-Emoticon-sad-crying-025.gif






    MSN-Emoticon-028.gif

    page 2 already we must be at warp factor 6!!!!!!
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
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