A trilogy in seven parts.....hypno's latest efforts

MissKJ

Ahh Hypno, we all get that feeling, and far too often. My car is on its really last legs and everyday I drive to work just chanting "please dont break down, please dont break down". Every time I plan to out a few quid aside to save, it doesn't seem to happen!

hypno06

I know it is not just me that feels that way, and of course because we are in this for the long haul, we get regular attacks of it! I think Mudbath sums it up nicely - a long time since the last payday and a long time until the next one comes along!

Mudbath

hypno06 wrote: »

I know it is not just me that feels that way, and of course because we are in this for the long haul, we get regular attacks of it! I think Mudbath sums it up nicely - a long time since the last payday and a long time until the next one comes along!

We're contemplating taking one last 0% credit card for 13 months and then paying £100 a month for that time so it's all paid off. The alternative is throwing every last penny at it and paying the caravan off in 4 months. I seem to have a bad case of being totally fed up of not having any spare cash! Aaaaaaaaaaaahhhhhhhhhhhhhhhhhhhhhhhhh!!! That feels better :oxx

hypno06

I think that part of my problem today has been that I have just about thought I am more or less in control of the finances, but the "spending diary" is showing that it is more "less" than "more" in control!

Spending is not necessarily excessive, but it is definitely unaffordable :rolleyes:

And that still doesn't allow for any new clothes, haircuts, or lunches etc, so I have got a long long way to go before I am in that financial comfort zone that I thought was relatively quite near.

Hmmmmm.......

skint_spice

lunch is for wimps dear! can new clothes, haircuts etc be paid for by ebaying? or do you need that money for new ski stuff etc?

beanielou

Depressing isent it.
I am coming to the realisation that I dont think I will ever be in a financial comfort zone.Sigh.
Is there a wee link to your spe3nding diary?

MissKJ

ahhhhh yes, the hairdresser longing. Sigh. I have long hair simply so i can go further between cuts and tie it up for work. I will so have a snazzy style when I am in a better position.

hypno06

skint - I use the "extra" money to pay off the debt....I really really want rid of it, I only really (one really, not two!) want new clothes and a bit of pampering!

beanie - my spending diary is here

skint_spice

MissKJ wrote: »

Ahhhhh yes, the hairdresser longing. Sigh. I have long hair simply so i canm go further between cuts and tie ot up for work. I will so have a snazzy style when I am in a better position.

I'm planning to reinstate haircuts with an element of choice in July - what's the betting I still end up with longish hair that doesn't need much attention? I used to go every four to six weeks but four times a year would be more like it now!:o

hypno06

MissKJ wrote: »

Ahhhhh yes, the hairdresser longing. Sigh. I have long hair simply so i canm go further between cuts and tie ot up for work. I will so have a snazzy style when I am in a better position.

I'm in between cuts.......it is about a year since I had mine done, but I am hoping to get a cheap cut at the end of June.....I long for the full salon experience with qualified hairdressers and a cup of coffee! Or somewhere I can make a proper appointment not just "turn up and wait".....

.....followed by lunch with a friend, and a nice massage and manicure, of course!